motor yacht dream keeper

DREAM Motor yacht for charter

DREAM presents the right balance of large yacht ambiance blended with the compelling attraction of a warm and congenial nautical experience.

• Award winning Bannenberg & Rowell interior
• Furnishings and appointments for the ultimate Zen ambiance
• Magnificent 110 sq m/1200 sq ft Master Suite
• Flexible accommodation in 7 staterooms
• Separate gym
• Spacious sky lounge with 261.6cm/103” cinema screen
• Voluminous sun deck
• Quantum zero speed stabilizers to reduce any rolling motion while at anchor
• Very solidly built with German engineering DREAM is a very “quiet and private” yacht

About DREAM

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A mixture of precious woods, European custom furniture and Asian artwork creates a Zen interior of sophistication and comfortable elegance. The luxury of her opulent interior and her unique on board lifestyle offerings accommodate the needs of the most discerning guest.

Tenders & toys

• 1 × Towed tender
• 1 × Tender
• 1 × Deck jacuzzi
• Anti-jellyfish pool
• RYA training centre for jetskis & waverunners
• 2 × Waverunners
• 2 × SeaBobs
• 1 × Kayak
• 4 × Stand up paddleboards
• Inflatable tows
• Fishing gear
• Snorkelling gear

Please note that tenders and toys are subject to regular upgrades and changes. Contact a Burgess broker for the latest information.

Fitness equipment

• Cross trainer
• Free weights

Please note that fitness equipment and wellness facilities are subject to regular upgrades and changes. Contact a Burgess broker for the latest information.

Check availability

Dream is available for those dates, dream is available for those dates subject to confirmation., sorry, dream isn't available for those dates, contact a broker to discuss your requirements, please change your dates or contact us for a personalised yacht selection..

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Available this summer in the South Pacific

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Outdoor cinema, massage and beauty room plus private master deck, make this summer special

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In Pictures: Inside 106m Yacht Conversion Dream

The magnificent 106.5 metre Dream started out life as a humble passenger vessel in 1997 before she embarked on a near decade-long conversion project to fulfil the lifelong dream of an ambitious new owner. The task was taken on by Studio Vafiadis with designs first unveiled in 2008 under the project name Poseidonos. Ten years of hard work truly paid off as she scooped the award for Best Converted Yacht at the 2019 World Superyacht Awards . Take a peek inside one of the world's largest superyacht conversions...

Images courtesy of Frederic Ducout

More about this yacht

Yachts for charter.

Italian interior design studio Ciarmoli Queda had 4,702 gross tonnes of living space to play with.  Dream 's interior focuses on decorative wood panelling as well as delicate blue tones and acres of shagreen (invented by Jean-Claude Galluchat for Madame de Pompadour). It’s elegant, restrained and cites minimalist master Jean-Michel Frank as an influence. But there are also nautical flights of fancy: in trompe l’oeil mosaics of sea creatures, or the insides of lifts decorated to feel as if you’ve dived into the blue.

Master suite

Dream can sleep up to 36 guests in 18 cabins, with additional accommodation for up to 40 crew. The 260-square metre full-beam master suite (pictured) sits forward on the boat deck, and opens on to a spacious foredeck with spa pool and loungers.

The owner wanted a natural breeze to flow through the yacht instead of air conditioning. In response, there are 66 opening portholes, 20 manually opening windows and 112 electrically opening windows controlled by iPads integrated to the “infotainment” system. “I think we have overdone it – in the toilet, instead of four windows opening, one would have been enough!” said the owner.

Grand atrium

At the heart of Dream sits a towering, multi-deck atrium in marble and glass, lit from above by a massive skylight that spills light onto the decks below. The architectural equivalent of a jewellery box, the atrium displays the boat’s grand scale to spectacular effect.

Dive centre

Easy access to the sea for swimming, diving and watersports was a must in the conversion of Dream . As well as a dive store and space to keep rugged tenders and the overhead cranes to launch them, there is a 42-square-metre, 12-tonne stern door that opens on to the sea for swimmers and divers alike. The yacht also has dynamic positioning for dives in protected areas where you can’t drop anchor.

The designers incorporated the owner’s desire for nautical style with sea creatures in mosaics, murals and more, as well as an undulating fishing-net-inspired motif repeated in the carpets and lighting design

Dining saloon

Among its more contemporary features, Dream boasts an intimate Japanese-style dining saloon centered around a teppanyaki grill and decorated in black and red lacquer like a glossy bento box.

Other features on board Dream include two lifts and four staircases for guests alone; a 400-square-metre main saloon and a dedicated cinema; a hotel-sized warren of crew and service areas; six pantries and more than 270 kilometres of electrical cable powering it all.

A sundeck touch-and-go helipad means all guests can arrive in style. Dream 's teak decking, as seen above, is laser-scanned, prefabricated and vacuum glued by German company Wolz Nautic.

Sponsored listings

• 106.5m | Olympic Yacht Services | 1997 (2018)
• captain & crew
• specifications
• testimonials

Originally built by Haliç Tersaneleri shipyard in 1997, she was rebuilt by Olympic Yacht Services in 2018, after a 10 year shipyard period.

Dream’s extraordinary volumes, unique sense of style and efficient and friendly crew of 32 make her the obvious choice for corporate events, wedding parties and large scale entertaining.

The Captain

Dream’s highly qualified and experienced Captain Nikolaos Psallidas has an impressive background in the Greek Merchant Navy, sailing Greek waters helming container ships and high speed ferries before transitioning into superyachting. His 15 year yachting career includes stints leading 36 metre Obsession, Ellen and Sunset. He took over Dream when she emerged from the shipyard three years ago and describes her as ‘a floating palace with a contemporary classical style and a comfortable, inviting and calm environment.’

The Experience

Where to start with the myriad wow factors that constitute this amazing craft?

Her interior boasts a vast 400 sqm hotel style main salon with extensive sofa and armchair seating, a serene reading room and two bars including one with a card table, a grand piano and seating for 25 guests.

Furthermore, Dream has three formal dining rooms, a business centre and three elevators. Picture yourself relaxing on her expansive two level sun deck with heated seawater counter-current infinity pool, integral exterior bar and wet stools.

After dinner, evenings can be spent enjoying movies in the cinema room which is equipped with a 2.5m screen projector, surround sound and a karaoke system.

The spacious guest cabins – one king, eight queen, seven double and six twins – are equipped with luxury marble bathrooms, handmade carpets by Ferreira de Sa and iPad control systems for every stateroom.

Wellness fans will be impressed by Dream’s private spa facilities – a steam bath, sauna and six person jacuzzi surround the massage room with heated bed and dedicated shower area. A beauty and hairdressing salon, fully equipped gym, watersports and dive centre are also at guests’ disposal.

The Cuisine

As well you might expect on such a large and impressive state-of-the-art superyacht, Dream’s extensive catering team are incredibly well versed at making sure every possible need, whim or dietary requirement can be smoothly and expertly taken care of.

The executive chef and patissier on board aim to provide guests with an ever-changing selection of exciting and tempting culinary creations best summed up as gourmet Mediterranean.

Delicious fish and seafood, high quality cuts of meat, fresh locally sourced fruit and vegetables as well as a sumptuous array of daily freshly baked bread, pastries, gateaux and desserts will keep your entire party happy. Additionally, the bartenders employ their innovative mixology skills to keep the juices, cocktails and apéros flowing.

Expect a host of traditional Greek dishes such as souvlaki, moussaka, hummus, baba ghanoush and baklava, often delivered with a contemporary twist, to make an appearance on menus too, along with mouth-watering lunchtime barbecues and simple grillades.

Health conscious guests are also able to choose from a wide variety of plant-based milks, fresh smoothies, gluten free, dairy free and sugar free ingredients.

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1985 PASSPORT 42

• Name: DREAM KEEPER
• Make: Passport
• Length: 42 feet
• Hull Material: Fiberglass
• Engine Brand: Perkins
• Located In: Emeryville, CA

To schedule a showing  please contact: 

Wayne Goldman

510-759-8481

[email protected]

Phone Number

Dream Keeper is just that, a solid cruising vessel that has fulfilled a lot of dreams.

She is a Passport 42 Aft Cockpit Cutter, designed by yacht designer Stan Huntingford. The Passport 42s were built in Taiwan, by Passport Yachts Inc.  They are known for being a strong and capable bluewater cruiser. Whether you’re offshore or in the harbor, she offers a spacious home with a meticulously cared for interior and exterior.

In the description below, you will find that DREAM KEEPER has had a lot of recent work done to her. From the standing rigging, running and engine work, you will be hard pressed to find another boat like her on the market. The only thing you need is yourself, food, and a destination in mind. Reach out to Geli Burgin for additional information. Lets un-pickle the water maker and get you on your way.

• Flag of Registry: United States
• Hull Shape: Displacement
• Keel: Other
• LOA: 42 ft 0 in
• Beam: 12 ft 10 in
• Displacement: 25500 lb
• Ballast: 9000 lb
• LWL: 34 ft 10 in
• Maximum Draft: 6 ft 4 in
• Engine Type: Inboard
• Engine/Fuel Type: Diesel
• Engine Model: 4108
• Total Power: 50 HP
• Engine Hours: 2938
• Drive Type: Direct Drive
• Engine Power: 50 HP
• Cruising Speed: 6 knots
• Maximum Speed: 7 knots
• Fresh Water Tanks: 150 gallon
• Fuel Tanks: 130 gallon
• Holding Tanks: 30 gallon

Accommodations

• Number of heads: 1
• Number of single berths: 2
• Number of cabins: 3
• Seating Capacity: 10

DREAM KEEPERS interior has a warm glow of newly freshened varnish. Her leather upholstery shows little wear. The solid teak makes it warm and inviting. Fire up the Force 10 diesel heater in the middle of the winter to keep your boat and fully enclosed cockpit toasty warm. In the summer you can remove the enclosure or swap the eisenglass panels for screens.

Starting forward there is a double berth offset with storage drawers underneath. The head is spacious with a nice vanity and step in shower. Opposite the bathroom is a large hanging closet. In the salon, to starboard is a straight settee with a huge L-shaped settee to port. The dining table is a two-leaf folding drop table, providing room to host 8 people comfortably. An offshore working galley, equipped with a newly installed Force 10 three burner propane stove is located to port aft to the dining area. There is plenty of counter space for your gourmet meals. To starboard is the navigation station, electrical panel and equipment. There is a large workbench / chart table aft to starboard. Aft of the galley is the second stateroom, offering the guest a nice double berth, plenty of storage all with great ventilation and light.

The cockpit is fully enclosed (and can be removed) with a folding table. Lines run aft to the winches making it easy to single or double hand.

The teak decks were re-seamed and re-plugged. The decks and prism glass are in excellent condition. The boat does feel and look newer than a 1985 model.

2021- new 130 genoa head sail with Sunbrella luff cover 2021- new stay sail with Sunbrella luff cover

• Mainsail with triple reef points that are triple stitched
• Spare 130 genoa, staysail, and mainsail are aboard
• 180 Asymmetrical Spinnaker in a French Sock 180 Symmetrical Spinnaker in a French Sock
• ATN Asymmetrical Tacker

STANDING RIGGING:

• Mast and Standing Rigging were refurbished:
• Pulled mast, completely disassembled, removed all paint to bare aluminum extrusion, refurbished repainted with AwlGrip and reinstalled by Napa Valley Boatyard.
• All new standing rigging
• New Led spreader down lights.
• New Led steaming and foredeck lights.
• All new masthead lights and windex.
• All wiring in the mast was replaced with Anchor marine grade wiring.
• VHF cable replaced with military grade low loss cable.
• Full size PHRF spec Spinnaker pole mounted on a mast track with a 6:1- All new stainless steel lifelines. No plastic covers as required for PHRF for ocean racing. (Pac Cup etc.)

The traveler has been upgraded to the harken 6:1 Big Boat Series. A Tides Marine mainsail track was installed in 2018. The boat is also equipped with dual pro rulers upfront.

Running Rigging:

• Main sheet blocks are upgraded Garhauer blocks.
• Custom rigid boom vang by Garhauer.
• Furling lines are led aft via custom Shafer lifeline stanchion large diameter bearing blocks.

Work listed below was performed in 2018:

• New Bottom paint and haul out including 3 coats of Trinidad red.
• Replaced shaft seals and hull zincs.
• New Large Groco seawater filter thru hull and hoses installed for easier cleaning of the sea strainer filter.
• The teak decks were re-seamed and replugged (Teak Decking Systems)

Divided anchor chain locker. Chain travels down the starboard side and is stored below the forward cabin bunk. the port locker contains 50′ chain and approximately 200′ nylon rode. The boat is equipped with a 45lb plow anchor on the double bow rollers.

Electric windlass which includes a manual emergency anchor up winch handle.

2019 rebuilt Perkins 4.108 at 2735 hours.

• Diamond Diesel rebuilt the high-pressure pump.
• American Diesel fully rebuilt head and all valves and seats.
• Installed a new 200-amp dual belt alternator. Engine has a custom large diameter crank pully, enabling high output at a low RPM.
• Installed a new fuel lift pump.
• Installed a new engine circulation pump.
• Fully rebuilt starter by Buchannon Auto Electric.
• New 200 amp custom alternator by Buchannon Auto Electric.
• New rear main seal and all gaskets on the entire engine.
• New stop solenoid.
• Oil change pump is mounted on the engine for easy oil changes.
• Remote oil filter change location for ease of oil changes.
• Heat exchanger disassembled and inspected.
• Entire cooling system reviewed and reinstalled.
• Custom stainless steel exhaust elbow built by Trans Atlantic Diesel.
• Cooling system expanded to 3/4″ to 1″ inside diameter for increased cooling capacity.
• New Atena Engineering digital tachometer 06/2021.
• New engine parts are included in the spares kit.
• COMNAV MultiControl (Wind Direction/Speed, Hull Speed, Course/Bearing, Knots and Depth)
• COMNAV GPS Navigator
• Raymarine Autopilot with remote
• Wema fuel and water tank level sensors
• Kenwood Stereo and Subwoofer and 6 channel amplifier
• Raytheon Radar
• Ample Power Energy EMON monitor.
• 200-amp dual belt alternator with 300amp circuit breaker protection
• Battery isolator eliminator which allows the starting battery to be charged off the house bank
• House battery bank is 840 amps coming from four (4) 4D AGM batteries.
• Starting battery is a 200-amp AGM
• Ground fault isolation transformer was installed to prevent reverse 110V connections.
• Trace 2.5 kw Inverter and 120 amp. charger with shore power switching
• Analog and Digital battery voltage gauges. Both analog and digital.
• Spectra Watermaker installed in 2000.  Recently pickled with pink food grade preservative.
• Emergency tiller which connects to the top of the easily accessible rudder post.
• Upper lifelines from the port and starboard gates to the tern pulpit have been upgraded to 1 1/4″ Stainless Steel for more security when working the deck while underway.
• Mast 1 1/2″ push pit on both starboard and port sides.- Chain snubber with 300′ of 3/4″ nylon rode
• Stern anchor with 200′ of 3/4″ nylon rode
• Lifeline Stanchion and Bimini supports are 1 1/4″ Stainless Steel
• Rule 2800 Auto/Bilge pump with float at lowest level in engine bilge.
• Rule 4800 Auto/Bilge pump up higher within engine bilge.
• Aqua Alarm high water bilge alarm.

Avon Liferaft in fiberglass case (needs to be re-certified) which sits in a stainless steel cradle on the deck.

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

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Specification

Contemporary and chic are what come to mind when you step on board Motor Yacht DREAM. A combination of her owners’ desired characteristics and Bannenberg & Rowell’s signature style, DREAM charter yacht true is a dream come true.

In August 2013, Motor Yacht DREAM completed a two-year, owner-commissioned refit, which included a brand new paint job and a complete interior redesign by Bannenberg & Rowell, leaders in the yacht interior design industry. The peaceful, serene setting you experience during a private charter onboard M/Y DREAM will allow you to kick back in the lap of her luxury.

Instant relaxation can be found in M/Y DREAM’s skylounge, with its 103-inch panoramic cinema. After enjoying a film, the relaxation continues in the spacious VIP on the bridge deck, which features a private Jacuzzi tub and shower.

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DISCOVER THE ELITE CARD

• Built: 2001 (refitted 2017), Abeking & Rasmussen, Germany
• Length: 60m (196.9ft)
• No of guests cabins: 7
• Summer Cruising: South Pacific
• Winter Cruising: South Pacific
• Beam: 10.7m (35.1ft)
• Draft: 3.5m (11.6ft)
• Gross Tonnage: 1,092
• Maximum Speed: 16 knots
• Cruising speed: 14 knots
• Fuel Consumpition Cruising speed: 378.5 litres per hour
• Cabin Types: 7 (4 × double, 2 × double/twin, 1 × twin)
• Engines: 2 × 1,877hp Caterpillar
• Watersports: 10m tow Intrepid tender with 2 x 300hp engines, 7m Novurania chase tender with 200hp engine, 2 x waverunners (3 man), 2 x SeaBobs, windsurfer, kayaks, waterskis, wakeboard & tows, stand up paddle boards, snorkelling gear, fishing gear, waterslide & trampoline, jellyfish pool, beach party set-up
• Communication & Entertainment: Comprehensive audio-visual systems, satellite television, Apple TV, Satcom & cellular communications facilities, VSAT, Wi-Fi internet access

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60m, (197') - Sleeps 12 Guests

Home › All Yachts › Dream

As her name implies, DREAM is an absolute vision in a metallic silver hull – an impressive luxury charter yacht built by Abeking & Rasmussen, with award-winning interiors by Bannenberg & Rowell and all the 5-star amenities her 12 charter guests could require during a charter exploring the remote tropical island paradises of the Maldives, Mauritius and Seychelles in the Indian Ocean before heading to Indonesia.

This incredible 197ft (60m) superyacht is the ideal platform for exploring pristine paradise of the Caribbean and Bahamas. 

For entertaining and socialising, DREAM has a spacious skylounge with comfortable lounge and 103-inch ultra-bright plasma cinema screen which allows clarity of viewing even in daylight. The massive sun deck will entice guests into complete relaxation. Here, guests can soak up the tropical sunshine and dazzling panoramas, reclining on the sunlounges, adjacent to a large bar, refreshing jacuzzi with rotational jets and coloured lights, and optional awnings for sun protection.

DREAM’S stunning interiors are custom crafted by the highly esteemed design team Bannenberg & Rowell and feature a masterful blend of textures and wall treatments, artefacts gathered from her voyages and original artwork, sumptuous furnishings and LED lighting to create a warm and welcoming ambience.

The main saloon is a study in symmetry and styling, with a lounge area designed in the round, gallery of artefacts and a separate dining space that plays on the elliptical forms.

For entertainment, DREAM is equipped with state-of-the-art AMX audio visual system, Kaleidescape movie server with 2,000+ movies and Apple TV.

ACCOMMODATION

DREAM provides flexible accommodation for 12 guests in six staterooms, with the option of two king suites with “across the hall” private lounges. There’s a magnificent 1,200-square foot (110-square metre) main deck master suite with office and massage/yoga room, two dressing areas and three ensuites with bathtub and shower. The elliptical floor to ceiling windows bathe the room in light and views to the horizon.

On the bridge deck is the VIP cabin with king bad and vanity/desk with ensuite, and guest cabin with two single beds and ensuite. On the lower deck, there are two double cabins with king beds, vanity/desk and ensuite with jacuzzi, plus two twin cabins (convertible to king bed) also with ensuite.

All cabins are equipped with individual satellite receivers, iPod docking stations, iPads, individual climate control, complete blackout, reading lights, intercom and Wi-Fi access, access to state-of-the-art Plex system with over 2,000 movie titles, Hermes bath products, robes, slippers, hair-dryers and a safe.

WATERTOYS & TENDERS

Befitting a brilliant, family-friendly charter yacht equipped for cruising an island paradise, DREAM boasts a great selection of toys, including 10m (33ft) tow tender with bathroom, 7m (23ft) Novurania chase tender, two 3-person Yamaha Waverunners, two SeaBobs, windsurfer, double kayaks, waterskis, wakeboards, inflatable tow toys, SUPS, snorkelling gear and fishing equipment. For kids and the young at heart, there is an amazing waterslide and inflatable trampoline, and for onshore barbecues, DREAM comes complete with a Beach Party set up. DREAM offers rendezvous diving only and is an approved RYA water sports centre.

For the fitness conscious, DREAM provides various gym equipment, including treadmill, Elliptical machine, yoga mats and weights.

DREAM’S capable and qualified crew of 15 are renowned for their service, energy and culinary skills. The Chef onboard creates an inspired menu for every charter, drawing on French traditions with the philosophy of “Simple and fine food made from fresh and seasonal products, with gastronomic technicality”, which satisfies and delights guests aboard this very special vessel.      

Radek Gendek European Office

Want to know more? Call +33 6 85 60 15 79 or request information below...

Full Specifications

Charter Season & Rates

Rates are weekly, plus expenses, MYBA terms. Local taxes may apply.

Please ask us for your personal quote

Charter Destinations

Mediterranean , Corsica , French Riviera (Côte d'Azur) , Italy , Sardinia , Sicily & Aeolian Islands , Gulf of Naples & Amalfi , Caribbean , Bahamas , US Virgin Islands , Windward Islands , Leeward Islands

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This Yacht is not for Charter*

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DREAMS yacht NOT for charter*

38.1m  /  125' | westport yachts | 2016.

Owner & Guests

Cabin Configuration

• Previous Yacht

Special Features:

• Full-beam master cabin with his/her en suite
• Impressive 2,500nm range
• ABS (American Bureau of Shipping) classification
• Interior design from Westport Yachts
• Intimate beach club

The 38.1m/125' motor yacht 'Dreams' (ex. Black Gold) was built by Westport Yachts in the United States at their Westport, WA shipyard. Her interior is styled by American designer design house Westport Yachts and she was completed in 2016. This luxury vessel's exterior design is the work of Westport Yachts.

Guest Accommodation

Dreams has been designed to comfortably accommodate up to 10 guests in 5 suites. The supremely spacious full beam master suite benefits from a his and her bathroom. She is also capable of carrying up to 5 crew onboard to ensure a relaxed luxury yacht experience.

Onboard Comfort & Entertainment

Her features include beach club and gym.

Range & Performance

Built with a GRP hull and GRP superstructure, with grp & teak decks, she benefits from a semi-displacement hull to provide exceptional seakeeping and impressive speeds. Powered by twin diesel MTU (16V 2000 M96L) 2,600hp engines, she comfortably cruises at 20 knots, reaches a maximum speed of 25 knots with a range of up to 2,500 nautical miles from her 26,497 litre fuel tanks at 12 knots. Her water tanks store around 3,785 Litres of fresh water. She was built to ABS (American Bureau of Shipping) classification society rules.

*Charter Dreams Motor Yacht

Motor yacht Dreams is currently not believed to be available for private Charter. To view similar yachts for charter , or contact your Yacht Charter Broker for information about renting a luxury charter yacht.

Dreams Yacht Owner, Captain or marketing company

'Yacht Charter Fleet' is a free information service, if your yacht is available for charter please contact us with details and photos and we will update our records.

Dreams Photos

NOTE to U.S. Customs & Border Protection

Specification

M/Y Dreams

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Motor Yacht

Dreams is a semi-custom motor yacht launched in 2008 by Westport, in the United States.

Since 1964 Westport has taken a long-term view of the future, and invested heavily in people, design, naval architecture, infrastructure, engineering and proven technologies to secure its position at the forefront of the superyacht industry.

Dreams measures 34.14 metres in length, with a max draft of 1.68 metres and a beam of 7.24 metres. She has a gross tonnage of 207 tonnes. She has a deck material of teak.

Dreams has a GRP hull with a GRP superstructure.

Dreams also features naval architecture by Jack Sarin Naval Architects.

Dreams is a semi-custom Westport 112 model.

Performance and Capabilities

Dreams has a top speed of 24.00 knots and a cruising speed of 21.00 knots. She is powered by 2 d2842le410 diesel engines and uses a twin screw propulsion system.

Dreams has a fuel capacity of 20,820 litres, and a water capacity of 3,880 litres.

Accommodation

Dreams accommodates up to 8 guests in 4 cabins. She also houses room for up to 5 crew members.

Other Specifications

Dreams has a hull NB of 7733.

• Yacht Builder Westport View profile
• Naval Architect Jack Sarin Naval Architects No profile available
• Exterior Designer Westport View profile

Yacht Specs

Other westport yachts, related news.

They came for Florida's sun and sand. They got soaring costs and a culture war.

One of the first signs Barb Carter’s move to Florida wasn’t the postcard life she’d envisioned was the armadillo infestation in her home that caused $9,000 in damages. Then came a hurricane, ever present feuding over politics, and an inability to find a doctor to remove a tumor from her liver.

After a year in the Sunshine State, Carter packed her car with whatever belongings she could fit and headed back to her home state of Kansas — selling her Florida home at a $40,000 loss and leaving behind the children and grandchildren she’d moved to be closer to.

“So many people ask, ‘Why would you move back to Kansas?’ I tell them all the same thing — you’ve got to take your vacation goggles off,” Carter said. “For me, it was very falsely promoted. Once living there, I thought, you know, this isn’t all you guys have cracked this up to be, at all.”

Florida has had a population boom over the past several years, with more than 700,000 people moving there in 2022, and it was the second-fastest- growing state as of July 2023, according to Census Bureau data . While there are some indications that migration to the state has slowed from its pandemic highs, only Texas saw more one-way U-Haul moves into the state than Florida last year. Mortgage application data indicated there were nearly two homebuyers moving to Florida in 2023 for every one leaving, according to data analytics firm CoreLogic.

But while hundreds of thousands of new residents have flocked to the state on the promise of beautiful weather, no income tax and lower costs, nearly 500,000 left in 2022, according to the most recent census data. Contributing to their move was a perfect storm of soaring insurance costs, a hostile political environment, worsening traffic and extreme weather, according to interviews with more than a dozen recent transplants and longtime residents who left the state in the past two years.

“It wasn’t the utopia on any level that I thought it would be,” said Jodi Cummings, who moved to Florida from Connecticut in 2021. “I thought Florida would be an easier lifestyle, I thought the pace would be a little bit quieter, I thought it would be warmer. I didn’t expect it to be literally 100 degrees at night. It was incredibly difficult to make friends, and it was expensive, very expensive.”

Cummings expected she’d have extra money in her paycheck working as a private chef in the Palm Beach area since the state doesn’t have an income tax. But the high costs of car insurance, rent and food cut into that additional take-home pay. After six months of dealing with South Florida’s heat and traffic, she began planning a move back to the Northeast.

“I had been so disenchanted with Florida so quickly,” Cummings said. “There was this feeling of confusion and guilt about wanting to leave, of moving there then realizing this is not anything like I thought it would be.”

While costs have been rising across the country, some areas of Florida have been hit particularly hard. In the South Florida region, which includes Miami, Fort Lauderdale and Palm Beach, consumer prices in February were up nearly 5% over the prior year, compared to 3.2% nationally , according to the most recent data from the Bureau of Labor Statistics.

Homeowners insurance rates in Florida rose 42% last year to an average of $6,000 annually, driven by hurricanes and climate change , and car insurance in Florida is more than 50% higher than the national average, according to the Insurance Information Institute. While once seen as an affordable housing market, Florida is now among the more expensive states to buy a home in, with prices up 60% since 2020 to an average of $388,500, according to Zillow.

For Carter, who made the move in 2022 from Kansas to a suburb of Orlando for the weather, beaches and to be closer to her grandchildren, the costs began to quickly pile up. She purchased a manufactured home and initially expected the lot rent in her community to be $580 a month. But when she arrived she learned her monthly bill was actually $750, and by the time she left it had jumped to $875 a month. Along with the $9,000 in repairs from the armadillos, her car insurance doubled and Hurricane Ian destroyed her home’s roof on her 62nd birthday.

There were also the ever-present conversations and disagreements over politics that started to wear on her. Carter, who describes herself as a “middle of the road” Republican, said she learned to keep her opinions to herself.

“You cannot engage in a conversation there without politics coming up, it is just crazy. We’re retired, we’re supposed to be in our fun time of life,” she said. “I learned quickly, just keep your mouth shut, because I saw people in my own community break up their friendships over it. I don’t like losing friends, and especially over politics.”

But she said the final straw was when she couldn’t find a surgeon to remove a 6-inch tumor from her liver that doctors warned could burst at any moment and lead to life-threatening sepsis. After being passed among doctors, she finally found one willing to remove the tumor. But when she called to schedule the surgery, her calls went unanswered and her messages weren’t returned. After months of trying and fearing for her life, she returned to Kansas to have the procedure done.“It just seemed like one challenge after another, but I kept with it until there was literally a lifesaving event that I needed to get handled and I wasn’t able to do it there,” she said. “I think it was the most difficult year of my life.”

No state has had more residents relocate to Florida in recent years than New York, with 90,000 New Yorkers moving there in 2022, according to census data. Among all out-of-state mortgage applicants, nearly 9% were from New York in 2023, slightly lower than the previous two years but similar to 2019, according to CoreLogic. One of those New York transplants was Louis Rotkowitz. He lasted less than two years in Florida.

“Like every good New Yorker, this is where you want to go,” he said by phone while driving the last of his belongings out of the state to his new home in Charlotte, North Carolina. “It’s a complete fallacy.”

After years working in emergency medicine, and nearly dying from a Covid-19 infection he contracted at work, Rotkowitz said he and his wife were looking for a more pleasant, affordable lifestyle and warmer weather when they decided to buy a house in the West Palm Beach area in 2022. He got a job there as a primary care physician and his wife took a teaching position.

But he said he quickly found the Florida he’d moved to wasn’t the one he’d experienced on regular visits there over the years. His commute to work often took more than an hour each way, he struggled to get basic services like a dishwasher repair, and the cost of his homeowners association fees doubled.

“I had a good salary, but we were barely making ends meet. We had zero quality of life,” said Rotkowitz.

Along with the rising costs, Rotkowitz said he generally felt unsafe in the state between the erratic traffic — which resulted in a number of his patients being injured by vehicles — and a state law passed in 2023 that allowed people to carry a concealed weapon without a license.

“Everyone is walking around with guns there,” he said. “I consider myself a conservative guy, but if you want to carry a gun you should be licensed, there should be some sort of process.”

Veronica Blaski, who moved to Florida from Connecticut, said rising costs drove her out of the state after less than three years. When at the start of the pandemic her husband was offered a job in Florida making more money as a manager for a landscaping company, Blaski envisioned warm weather and a more comfortable lifestyle.

The couple, both in their 40s, sold their home in Connecticut and were starting to settle into their new community when Blaski said they were hit with a “bulldozer” of costs at the start of 2023.

Her homeowners insurance company threatened to drop her coverage if she didn’t replace her home’s 9-year-old roof, a $16,000 to $30,000 project, and even with a new roof, she was expecting her home insurance rates to double — one neighbor saw their insurance go from $600 a month to $1,200 a month.

She was also facing rising property taxes as the value of her home increased, her homeowners association fees went from $326 a month to $480, and her insurance agent warned that her car insurance would likely double when it was time to renew her policy. Her husband had to get a second job on weekends to cover the higher costs.

While Florida has an unemployment rate below the national average, Blaski and others said wages weren’t enough to keep up with their expenses. The median salary in Florida is among the lowest in the country, according to payroll processor ADP. To afford a home in one of Florida’s more affordable metro areas, like Jacksonville, a homebuyer would need to earn $109,000 a year, around twice as much income as a buyer would have needed just four years ago, according to an analysis by Zillow.

“My little part-time job making $600, $700 a month went to paying either car insurance or homeowners insurance, and forget about groceries,” said Blaski, who was working in retail. “There are all these hidden things that people don’t know about. Make sure you have extra money saved somewhere because you will need it.”

When her husband’s former boss in Connecticut reached out to see if he’d be willing to return, the couple leaped at the chance.

The reverse migration out of Florida isn’t just among newcomers, but also among longtime residents who said they can no longer afford to live there and are uncomfortable with the state’s increasingly conservative policies, which in recent years have included a crackdown on undocumented immigrants, a ban on transgender care for minors, state interventions in how race , slavery and sexuality are taught in schools, and a six-week ban on abortions .

After more than three decades in the Tampa Bay area, Donna Smith left the state for Pennsylvania in December, with politics and rising insurance costs playing a major role in her decision to leave.

“It breaks my heart, it really does, because Florida was really a pretty great place when I first moved there,” Smith said.

Having grown up in Oklahoma, Smith considered herself a Republican, but as Florida’s politics shifted to the right, she said she began to consider herself a Democrat. It wasn’t until the past several years, though, that politics started to encroach on her daily life — from feuds between neighbors and friends to neo-Nazis showing up at a Black Lives Matter rally in her small town.

“When I first moved to Florida, it was a live-and-let-live sort of beach feel. You met people from all over, everybody was relaxed. That’s just gone now, and it’s shocking. It’s just gone,” said Smith, 61, who works as a graphic designer and illustrator. “Instead, it’s just a constant stressful atmosphere. I feel as though it could ignite at any point, and I’m not a fearmonger. It’s just the atmosphere, the feeling there.”

She was already considering a move out of the state when she was told by her homeowners insurance company that she would need to replace her home’s roof because it was older than four years or her insurance premium would be going up to $12,000 a year from $3,600, which was already double what she had been paying. Even with a new roof, she was told her premium would be $6,900 a year. Before she could make a decision about what to do, her insurance policy was canceled.

Shortly after, Smith ended up moving to the Lancaster, Pennsylvania, area, where she is closer to her adult children. While the majority of voters in her new county chose Donald Trump in the last election, she said politics is no longer such a heavy presence in her everyday life.

“I don’t feel it is as oppressive. People don’t wear it on their sleeve like they did in Florida,” she said. “When you walk in a room, you don’t overhear a conversation all the time where people are saying ‘Trump is the best’ or ‘I went to that last rally,’ and they’re telling total strangers while you’re just waiting for your car or something. It was just everywhere.”

Costs and politics were also enough to cause Noelle Schmitz to leave the state after more than 30 years, despite her son having a year left in high school, and relocate to Winchester, Virginia. She said the politics became ever-present in her daily life — one former neighbor had a massive Trump banner in front of their house for years, and another had Trump written in big letters across their yard. When she put out a Hillary Clinton sign in 2016, it was stolen and her house was egged.“I saw my neighbors and co-workers become more radicalized, more aggressive and more angry about politics. I’m thinking, where is this coming from? These are not the people I remember,” Schmitz said. “I was finally like, we need to get the hell out of here, things are not going well.”

For some Florida newcomers though, politics is the main draw to the state, said John Desautels, who has sold real estate in Florida for decades. While politics never used to be a topic for homebuyers, Desautels said it is now a regular subject his clients bring up. Rather than asking about schools or amenities in a community, prospective buyers are asking him about the political affiliations of a certain neighborhood.

“One of the first things they say is, ‘I don’t want to be in one of them X or Y political party neighborhoods,’” Desautels said. “I spend hours listening to people vent to me about fleeing the communist government of XYZ and they want to come to freedom or whatever. So the politics have been the biggest issue when we get the call.”

Even home showings have become a politically sensitive issue. He recalled showing an elderly woman one property where there were Confederate flags at the gate and swastikas on the fish tank.

But while politics are a lure to people arriving in the state, he said they’re also among the reasons sellers tell him they’re leaving, and the state’s politics have deterred some of his gay or nonwhite clients from moving there.

“The problem is, when we alienate protected classes, it sounds like a good sound bite, but you’ve got to remember those are people who spend money in our community,” he said. “For this pro-business, free state, I’m feeling it in the wallet, bad.”

In Kansas, Carter says it’s good to be home. She moved into a 55-plus community in a small town about 10 miles from Wichita. While in Florida she was paying nearly $900 in lot rent for her manufactured home, she now pays just $520 in rent for a cottage-style apartment — a place she estimates would have cost her $1,800 a month in Florida.

With the money she’s saving in Kansas, she can afford to visit Florida.

“People call me the modern-day Dorothy,” she said. “There’s no place like home.”

Shannon Pettypiece is senior policy reporter for NBC News digital.