living on a sailboat in miami

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Living on a Boat in Florida – Best Liveaboard Marinas, Costs and Tips

Many people would consider switching their land-based life for living aboard if they could wake up to the sound of waves lapping against the boat and seagulls fluttering overhead. The liveaboard life appeals to many people, sailors or not. Thousands of people have already abandoned the hustle and bustle of the city and chose the liveaboard life. If you’re already a Florida resident, you’re probably a big fan of the weather, sea, and boats. You may have contemplated relocating to a boat because you are charmed with the idea of spending all of your time on the water.

In Florida, you can live aboard a boat, but you must follow certain laws and regulations. While it may appear to be a straightforward change of life, there are a variety of restrictions that apply to living aboard a boat. In this article, you’ll learn about living aboard a boat in Florida, the rules that govern this lifestyle, and any obstacles you might experience. So, keep reading!

Information about Living Aboard in Florida

Florida is a wonderful place to call home. There’s so much to do, so much to see, and so many job options. Florida has a reputation for being a strange state, but it is just that: a reputation. In fact, Florida is a very safe state with rigorous rules and a high level of transparency. Florida is an open book, so if that appeals to you, that may be enough of a reason to relocate there. Consider this if you’re looking for a job as well.

Keep in mind that there is no income tax in Florida. If you earn $50,000 a year, you could lose anywhere from $5,000 to $15,000 in taxes each year. Getting a job there is like getting a raise right away. This is also something to keep in mind when calculating your marina slip budget. You’ll have a lot more disposable income, so you might be surprised at how much more you’ll have to spend on a high-end marina slip in a prime location.

Florida, or any other coastal area, appears to be an ideal spot for mooring your boat and living aboard. While this is a distinct possibility, there are numerous restrictions in place to safeguard both coastal marinas and boat owners. It’s crucial to keep in mind that not all boats are suitable for living on. The term “liveaboard vessel” refers to boats that are used to live on. When a boat is referred to as a liveaboard boat, it simply means that the owner chooses to make the vessel his permanent dwelling. Making your boat your home can be simple enough, but there are a few things to consider before making the step.

The decision to live on a boat is a major lifestyle change that should not be taken lightly. When you decide to live aboard a boat, you must first decide how long you want to stay. Some people choose to live aboard a boat only during the summer, while others wish to do so all year. If you live on the boat all year, you’ll probably have to give up your permanent house on the land. Because the boating lifestyle does not lend itself well to owning a lot of material goods, you will be giving up much of your possessions. Alternatively, you can store them when you give up your permanent house.

When you decide to make your boat your permanent home, you must consider how you will receive mail and other important items. Remember that a floating home usually lacks a physical address or mailbox. In addition, before you decide to leave up to your land life in favor of the open water, you should research the legal implications of your decision. While living aboard your boat may not appear to be a problem, there are laws that must be followed or you may be fined. Also, while living aboard a boat may seem like a dream come true, you must consider safety concerns before making your decision.

In terms of keeping trespassers at bay and withstand harsh weather, a boat is not as secure as a house. To protect your safety while living on a boat, make sure you have a plan in place to ensure you can deal with severe weather. This will not only protect you, but it will also most likely safeguard your boat, which is now your home.

>>Also Read: All You Need to Know About The Liveaboard Life

Best Liveaboard Marinas in Florida

Liveaboard marinas can be wonderful communities full of nice people. However, finding one that is appropriate for you and your needs requires some searching. Note that liveaboards are not permitted in all marinas. It’s sometimes due to their government authorization prohibiting permanent residents from boarding boats in the marina. This is becoming an increasingly common occurrence across the United States. If you still have a job that requires you to go to an office or factory every day, you’ll need to find a location close to your workplace. On the other hand, if you are actually retired and have the freedom to live wherever you want, your marina options may be more limited.

If you prefer peace and quiet, you should look for a marina in a quiet location. On the other hand, if you prefer parties and a vibrant boating community there are many marinas in Florida that can offer this. Keep in mind that some marinas can be extremely safe to live in. Look for facilities that include security gates at each pier and a nighttime watchman. If you choose to use your boat’s head and shower, the size, and quality of the marina restrooms won’t be that important. However, if you want to keep your holding tank empty and have endless hot water in your showers, look for a marina with a restroom.

Unless you have a very large boat, a marina with a clean, modern laundromat with working machines is what you should look for. Moreover, modern pedestals and finger piers are also options in some Florida marinas. These will include electricity, water, and cable television. You can also enter your boat from the side with a finger pier. If you don’t have one, you’ll have to clamber aboard the bow or stern, depending on which is closest to the main dock. You can consider a lockbox affixed to the dock adjacent to the pedestal a pleasant extra if the marina provides one.

>>Also Read: Living on a Boat in Texas: What you Need to Know

List of the Best Liveaboard Marinas in Florida

Finding the perfect marina for you will be determined by a number of factors. These are the duration of your liveaboard life, the length and type of boat, the location, and your needs. The location is crucial, just as it is when purchasing a home. Note that the marinas are organized by location first, then by quality. The better the marina, the higher it appears on the list. Of course, it is up to you to choose which marina is ideal for you. For example, if your job is in Miami or if you want a job there, then you should find a marina in Miami.

Keep in mind that it’s much easier to find something in South Florida than it is in the north. When it comes to the north, you’ll quickly find that your alternatives are very limited. In North Central Florida, for example, the Sea Hag Marina in Steinhatchee is the only marina in the region. The south, on the other hand, has roughly 20 options. But, there is nothing wrong with living in the north; nonetheless, it does not provide as many options as the south.

So, Here’s the List of the Best Liveaboard Marinas in Florida:

North West Florida

• Bay Point Marina in Panama City Beach
• Panama City Marina in Panama City

North East Florida

• Fernandina Harbor Marina in Fernandina Beach
• Ortega Villa Yacht Club Marina in Jacksonville
• Mandarin Holiday Marina in Jacksonville

North Central Florida

• Sea Hag Marina in Steinhatchee

Central Florida

• Astor Bridge Marina in Astor
• Green Cove Marina in Green Cove Springs
• Sanford Boat Works and Marina in Sanford
• Monroe Harbour Marina in Sanford

Central East Florida

• Fort Pierce City Marina in Fort Pierce
• Eau Gallie Yacht Basin in Melbourne
• Halifax Harbor Marina in Daytona Beach
• Melbourne Harbor Marina in Melbourne
• Vero Beach Municipal Marina Vero Beach
• New Smyrna City Marina in New Smyrna Beach
• Titusville Municipal Marina in Titusville
• Harbortown Marina in Fort Pierce
• Harbortown Marina in Merrit Island

Central West Florida

• Blind Pass Marina in Saint Pete Beach
• Harborage Marina in Saint Petersburg
• Longboat Key Club Moorings in Bradenton
• Saint Petersburg Municipal Marina in Saint Pete
• Pasadena Marina in Saint Petersburg
• Gulfport Municipal Marina in Gulfport
• Riviera Dunes Marina in Palmetto
• Twin Dolphin Marina in Bradenton
• Regatta Pointe Marina in Bradenton

South East Florida

• Dinner Key Marina in Coconut Grove Miami
• Hollywood Marina in Hollywood
• Miami Beach Marina in Miami Beach
• Harbour Town Marina in Dania
• Lauderdale Marine Center in Fort Lauderdale
• Marina Bay Resort in Fort Lauderdale
• Boot Key Harbour City Marina in Marathon
• Palm Harbour Marina in West Palm Beach
• Royale Palm Yacht Basin in Dania Beach

South West Florida

• Burnt Store Marina in Punta Gorda
• Marco Island Marina in Marco Island
• Old Cover Marina in Naples
• Port of the Islands Marina in Naples
• Marinatown Yacht Harbour in North Fort Myers
• Snook Bight Marina in Fort Myers Beach
• Legacy Harbour Marina in Fort Myers
• Calusa Island Marina in Goodland

Liveaboard Life in Florida

In Florida, the liveaboard life can be either pleasant or to be avoided. This will depend mostly on your preferences and character. One of the most important aspects of Florida is that it’s quite hot, which is fantastic. Florida is also incredibly humid, so you will probably need a dehumidifier. Note that a large part of Florida is swampland, which, combined with the humid air, creates the ideal environment for mosquitos and other insects. On the other hand, if you live near the city’s coast, you’ll notice that there are significantly fewer insects. Furthermore, depending on where you live in Florida, you might find the party culture to be annoying. For instance, Miami is a wild, party place for wealthy people. If this isn’t an issue for you, that’s fantastic! Perhaps you are young, inebriated, and wealthy.

If, on the other hand, you want to avoid this way of life, then you have to find another area to liveaboard in Florida. If you want to escape this type of nightlife, it’s best to stay in Tampa Bay instead of Miami Beach. Tampa, contrary to popular belief, is a much more laid-back city. The weather is mostly pleasant and there is nothing to be concerned about on a daily basis. However, bugs are annoying, but they aren’t always a major issue. Storms, on the other hand, can be a major issue. Tropical storms, tornadoes, hurricanes, twisters, and cyclones occur often in Florida. For this reason, many people chose to live in safer locations than Florida. So, it’s possible that you’ll have to drop anchor and sail to safer waters.

If everything said above has made you desire to live in Florida even more, then it’s time to decide where you want to live. Choosing a marina is less of a commitment than renting an apartment because leases are typically shorter and more flexible. However, this usually comes with a cost. By signing a longer lease, you will be able to get a much better bargain. As a result, it’s critical to do your best to choose the ideal marina for you the first time. In the long term, it could save you a small fortune.

>>Also Read: Best Sailboats to Live On

Costs of Living Aboard in Florida

Marinas in Florida are not cheap. Florida is a year-round vacation spot and a popular starting point for boaters heading to the Bahamas or the Caribbean. Furthermore, it’s a favorite winter destination for boaters from all over the country who don’t want to deal with winterizing their boats. When looking for a marina, it’s crucial to know how long you want to stay. Your rate will be lower if you can commit for a longer period of time. Many marinas charge a transitory fee on a daily, weekly, or monthly basis, with discounts for longer stays. Annual slip holders, on the other hand, benefit from the best rates.

In Florida, monthly slips for a 40-foot sailboat can cost anything from $800 to well over $2,000 per month. You’ll almost certainly pay twice as much in popular vacation cities like Miami Beach or Key West. So do your research, look for private docks to rent, and investigate every marina using satellite pictures. It’s more difficult to get information about marinas that only service long-term residents. A nice place to start is WaterwayGuide.com, which has marina listings. Their ads include some basic pricing information as well as information on whether or not liveaboards are permitted.

If done correctly, living aboard can be a cost-effective way of life. If you know your way around your boat, conducting your own maintenance and repairs will save you money. And, note that heating or cooling your boat will be significantly less expensive than doing so in an apartment. Moreover, your boat might not even have an engine in some circumstances. This eliminates one of the most significant costs of owning or managing a boat. Lastly, some people are quite content to stay in the marina and never leave. They call a towboat if they need to move. Houseboats are popular among these people.

>>Also Read: How Much Does It Cost To Live On a Boat

Things to Keep in Mind before Choosing the Liveaboard Life in Florida

First and foremost, a harsh reality: Florida is one of the least welcoming states for liveaboard boaters. This is because the cost of a slip is high, and just a few marinas allow individuals to live on their boats. When you add in the constant flux of regulations on where liveaboard boaters can stay and anchor, you will feel totally confused.

Note that slips fill up quickly during the hectic winter season. Cruisers are known to plan their winter vacations months in advance. So don’t be surprised if you have to try a few marinas before finding the ideal for your needs. When you factor in the difficulty of finding a location that permits you to live onboard, keep in mind that you will have to do a lot of research beforehand. You should, of course, go to the marina before showing up or making a reservation.

Even the word “liveaboard” might raise a red flag for many dockmasters when asking about slips. Every marina dockmaster dreads the idea of a boat that is no longer seaworthy and is being used as nothing more than a cheap floating hotel. Which is also a recipe for an unattractive and environmentally disastrous situation. These boats have tarnished the term to the point where every marina interaction feels like walking on thin ice. Before agreeing to lease you a slip, more savvy dockmasters may want photos of your boat and confirmation of insurance. Don’t be surprised if you feel as if you’re being interviewed for the position—you are.

It’s almost always easier for a dockmaster to simply say, “No, we don’t allow liveaboards,” than putting out a cohesive and fair plan to allow only “good” liveaboards. Dockmasters aren’t the only ones who impose restrictions on slip holders. Living aboard a boat is prohibited in many Florida communities. Moving around with your boat is a way to prevent all these from happening. Every marina has a favorite type of liveaboard boater: the cruiser. You may sometimes get quarterly dockage rates if you stay for one, two, or even three months at a time, and you are more or less free of the hassles associated with the Florida “liveaboard” cliché.

Bear in mind that in popular anchorages throughout Florida, many communities install mooring fields. The problem of derelict and abandoned vessels at anchor is one element contributing to the trend. Cleaning up the sunk or beached vessels following storms has become a state-wide issue. So, the state can use mooring fields to set legal restrictions on where you can anchor. Moorings are a tempting choice because they save a lot of money over dock space. Some mooring sites offer shuttle services and are highly accommodating to liveaboards. While they like to reserve the majority of the moorings for passing boats, they usually have a more appealing month-to-month cost. And, if you want to anchor, there are still lots of options.

Hurricane Season in Florida

The marina’s location and storm policies are also important factors to consider when looking for a marina. Don’t think you’ll be fine if you leave your boat in the slip. Even if the insurance provider does not demand it, every Floridian should have an emergency plan in place before time. A few marinas have built-in “hurricane holes” where you will be able to leave your boat safely. It should have heavy-duty pilings atop floating docks and be sheltered from all directions from winds and tides. Even still, if a powerful storm makes landfall nearby, there’s a good possibility that it will destroy a lot. This is because the state of Florida is flat, and storms can be severe.

Some marinas with less protection may have an evacuation policy. To put it another way, they’ll inform you that you have to leave your boat at their marina in case of emergency. Keep in mind that this will happen with three days’ warning or less. Preparing a boat for a storm may entail transporting it hundreds of miles or removing it from the sea. So, it’s important to prepare ahead of time and be aware of what you’re going to do in case of a storm or hurricane .

>>Also Read: Living on a Boat in California: What you Need to Know

Living on a Boat in Florida – The Bottom Line

As you can see, liveaboard life in Florida can be amazing if you play your cards right. Hopefully, one of the marinas in Florida will cover your needs. However, it’s difficult to give a definitive answer for the best marina in Florida. Every marina has its own set of regulations and restrictions. In addition, what may be ideal for you may not be ideal for someone else. It all depends on your budget, needs, and on your boat. Of course, you’re in luck if you work from home and have the freedom to live wherever you like.

Keep in mind that some of the marinas in the north are far less expensive and quieter than marinas in South Florida. They provide a much slower pace of living. On the other hand, they don’t provide as many chances for jobs or recreation. On South Beach, there is more to do than in the north. Remember that if water and electricity aren’t included in the lease, you’ll need to receive a quote before deciding on a location to live in. It may appear to be less expensive at first, but once all the other costs are factored in, it becomes significantly more costly.

I hope that this article has helped you find out whether or not you want to liveaboard in Florida. It is totally feasible and it can also be cheap if you choose the right marina and location. I wish you all luck with your research!

Peter is the editor of Better Sailing. He has sailed for countless hours and has maintained his own boats and sailboats for years. After years of trial and error, he decided to start this website to share the knowledge.

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The Best Liveaboard Marinas in Florida (3 Budgets)

Florida has numerous live-aboard marinas, offering different prices, security, and attractions. The best ones are those in a convenient location that have luxurious amenities at an affordable price. In this article, we'll look at the best marinas in Florida that offer liveaboard options, broken down by region and budget.

Some of Florida's most exceptional liveaboard marinas include Bay Point Marina, Legendary Marina, and Sandestin Marina. They have world-class amenities and top-notch security but at a higher cost. Monroe Harbour Marina and Twin Dolphin Marina are some of your go-to places for affordable liveaboard marinas.

In North Florida, their best bets for liveaboard options are Panama City Marina and Jacksonville City Marina, which only require a medium budget. Let's look at a much longer list of other liveaboard marinas in each of these regions in Florida based on how much budget you have.

• Miami Beach Marina, Opal Key Resort and Marina, and Harbortown Marina are some of the best liveaboard options in South Florida.
• The Miami Beach Marina is situated in a prime location, so you will need to prepare a higher budget between $1,500 and $2,500 per month.
• East Coast Florida has some excellent liveaboard marinas with above-average amenities and security, such as Bahia Mar Marina and Palm Harbor Marina.
• Green Cove Springs Marina offers one of the cheapest liveaboard options in Florida, with rates starting at $10 per foot per month.

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Some of the most exceptional liveaboard Marinas are located in Northwest Florida, such as Bay Point Marina, Legendary Marina, Sandestin Marina, and Green Cove Springs Marina in North Florida. They come with world-class amenities and top-notch security, but they also have luxurious prices.

If you're after affordability, liveaboard marinas in Central Florida including Monroe Harbour Marina, Ortega Villa Yacht Marina, and Twin Dolphin Marina are some of your go-to places. They provide basic amenities like showers, restrooms, and laundry facilities, as well as additional amenities like Wi-Fi and cable TV.

Although not as extensive or luxurious as those provided by marinas with higher ratings, they are still of good quality and provide a comfortable and convenient experience for boaters and yacht owners.

When it comes to security, they can provide basic security measures like security cameras, gated access, and security personnel. However, the security measures may not be as extensive or sophisticated, and could potentially be vulnerable to security risks such as theft, vandalism, or other criminal activities.

The table below shows some of the best liveaboard marinas in Northwest Florida (also called "Panhandle") and the estimated monthly cost for each based on three budget types:

Pensacola Shipyard

Located in Pensacola, Florida, this marina offers a variety of amenities including a ship store, fuel dock, laundry facilities, and boat repair services. It is conveniently located near downtown Pensacola and has a friendly community of boaters.

Pensacola Beach Marina

Located on Little Sabine Bay, Pensacola Beach Marina is a great option for liveaboards. The marina offers a variety of amenities, including a pool, laundry facilities, and a ship store. It's also just a short walk from the beach which makes it a great spot for those who love to swim and sunbathe.

Palafox Pier & Yacht Harbor

Also located in Pensacola, this marina offers a variety of amenities including a swimming pool, fitness center, laundry facilities, and a restaurant. It's a good liveaboard marina because it's located in the heart of downtown Pensacola and offers easy access to restaurants, shops, and entertainment.

Bayou Grande Marina

Bayou Grande Marina offers a variety of amenities including a ship store, boat rental services, and a fuel dock. It's one of the best live-aboard marinas because it's located in a quiet and peaceful area with easy access to the Gulf of Mexico.

Shalimar Yacht Basin

The Shalimar Yacht Basin is located in Shalimar, Florida, which is a small town in Okaloosa County. The marina offers a variety of amenities for liveaboard residents, including a full-service fuel dock, clean restroom and shower facilities, laundry facilities, pump-out station, Wi-Fi access, and cable TV.

The marina is conveniently located near many popular attractions, such as the Gulf of Mexico, Destin Harbor, and the Emerald Coast. The marina also has a strong sense of community, with many social events and activities organized throughout the year, making it a great place to meet other boaters and make new friends.

Destin Harbor Boardwalk

The Destin Harbor Boardwalk is a great spot for liveaboards who want to be close to all the action. The boardwalk is home to several restaurants, shops, and attractions, and it's just a short walk from several marinas.

This marina is also home to several other popular attractions, such as the Destin History and Fishing Museum, the HarborWalk Village, and the Gulfarium Marine Adventure Park. These attractions offer a variety of activities for visitors, including fishing charters, dolphin-watching tours, and water sports rentals.

Fort Walton Beach Landing

Fort Walton Beach Landing is a marina located in Fort Walton Beach, Florida, on the Gulf of Mexico. Some of the amenities offered here include:

• Electricity and water hookups
• Pump-out station
• Restrooms and showers
• Laundry facilities
• Picnic areas and grills
• Fishing pier

This marina is situated in a protected harbor, which means that boaters are sheltered from the wind and waves that can sometimes make life on a boat uncomfortable. Additionally, the marina is located near many restaurants, shops, and other attractions, making it easy for liveaboards to access everything they need.

Niceville Yacht Club

Niceville Yacht Club is another marina located in the Florida Panhandle, specifically in Niceville, Florida. It's a popular destination for boaters and liveaboards due to its location on the beautiful Choctawhatchee Bay and its great amenities, such as:

• Swimming pool
• Clubhouse with kitchen and lounge area

This marina also hosts regular events and activities for its members, which helps to foster a sense of camaraderie among boaters and liveaboards.

Bay Point Marina

Bay Point Marina is located on Grand Lagoon in Panama City Beach. The marina offers a variety of amenities, including a pool, a fitness center, and laundry facilities.

Additionally, Bay Point Marina provides easy access to the Gulf of Mexico and St. Andrews Bay. The marina offers boat slips for rent, as well as boat rentals for those who don't own their own vessel. Here's how much a boat slip costs in Miami, Florida.

Fishing charters are also available from Bay Point Marina, allowing visitors to try their luck at catching a variety of fish species, including red snapper, grouper, and king mackerel.

Legendary Marina

Legendary Marina is located in Destin, Florida, and it offers high-end amenities for boaters. The marina is situated on Choctawhatchee Bay and has easy access to the Gulf of Mexico.

It also offers a variety of services, including boat rentals, fueling, and yacht sales. The marina also features a restaurant, a pool, and a fitness center. The liveaboard options at Legendary Marina come with a high price tag due to the luxurious amenities and services that the marina offers.

Sandestin Marina

Sandestin Marina is also located in Destin, Florida, and it offers a wide range of amenities for boaters. Sandestin Marina offers boat rentals, fueling, and yacht sales, as well as a variety of dining options, shopping, and entertainment.

The liveaboard options at Sandestin Marina are also priced higher due to the luxurious amenities and services that the marina offers, including access to the Sandestin Golf and Beach Resort.

The table below shows some of the best liveaboard marinas in North Florida and the estimated monthly cost for each based on three budget types:

Green Cove Springs Marina

Green Cove Springs Marina is located just south of Jacksonville and is a great option for boaters looking for a more relaxed atmosphere. The marina has 220 slips, with rates starting at $10 per foot per month. Some of the amenities available include:

• Showers and restrooms
• On-site restaurant

Green Cove Springs Marina is also located near several great attractions, including the historic town of Green Cove Springs and the St. Johns River.

Marinas at Jacksonville

Jacksonville is a great place to live aboard your boat, with several marinas to choose from. One of the best options is the Marina at Ortega Landing, which offers a range of amenities and services for boaters. The marina has 192 slips, with rates starting at $15 per foot per month. Some of the amenities available include:

• Fitness center

Another great option is the Jacksonville City Marina, located in the heart of downtown Jacksonville, and has 78 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

• 24-hour security

If you plan to keep your boat in a marina in Florida, find out the different slip rates for each marina from this article.

Panama City Marina

If you are looking for a live-aboard marina on the Gulf Coast, the Panama City Marina is a great option. The marina has 125 slips, with rates starting at $12 per foot per month. Some of the amenities available include:

The Panama City Marina is also located near several great attractions, including the Gulf of Mexico and St. Andrews State Park.

St. Augustine Municipal Marina

The St. Augustine Municipal Marina is a marina located in the historic city of St. Augustine, Florida. It offers a variety of amenities for boaters, including fuel, water, electricity, restrooms, showers, laundry facilities, and a pump-out station.

The marina is conveniently located near many popular attractions, including the historic district, restaurants, and shops. It is also a popular spot for fishing and boating enthusiasts, with easy access to the Intracoastal Waterway and the Atlantic Ocean.

The table below shows some of the best liveaboard marinas in Central Florida and the estimated monthly cost for each based on three budget types:

Monroe Harbour Marina

Monroe Harbour Marina is a full-service marina located in Sanford, Florida, on the shores of Lake Monroe. The marina features 200 wet slips that can accommodate boats up to 60 feet in length.

The slips are equipped with water and electrical hookups, and the marina also provides Wi-Fi and cable TV services. The marina's fuel dock offers both gas and diesel fuel, and pump-out services are available for waste disposal.

In addition to its boating services, the marina also has a clubhouse with a lounge area, kitchen, and laundry facilities. There is also a swimming pool, a hot tub, and a picnic area available for use.

The location of Monroe Harbour Marina is ideal for boaters who want to explore the St. Johns River and the many lakes in the area. It is also within driving distance of many popular attractions, such as Disney World and Universal Studios in Orlando.

Ortega Villa Yacht Club Marina

Located in Jacksonville, Ortega Villa Yacht Club Marina is a great option for boaters looking for a quiet and peaceful marina. The marina offers 24-hour security, laundry facilities, and a clubhouse with a kitchen and lounge area.

The dockage rates are affordable, with slips ranging from $9 to $12 per foot per month. The marina can accommodate boats up to 50 feet in length.

Twin Dolphin Marina

Twin Dolphin Marina is located in Bradenton, just south of Tampa Bay. This marina offers a variety of amenities, including a heated pool, laundry facilities, and a ship store.

The marina also has a restaurant and bar on site. The dockage rates are reasonable, with slips ranging from $12 to $16 per foot per month. They can accommodate boats up to 60 feet in length.

Sanford Boat Works and Marina

Sanford Boat Works and Marina is located on Lake Monroe in Sanford, just north of Orlando. This marina offers a wide range of amenities, including a fuel dock, pump-out station, and laundry facilities.

The dockage rates are more affordable, with slips ranging from $8 to $14 per foot per month. The marina can also accommodate boats up to 60 feet in length.

The table below shows some of the best liveaboard marinas in South Florida and the estimated monthly cost for each based on three budget types:

Marinas in Miami

Miami is a vibrant city with plenty of marinas to choose from. Here are a few of the best liveaboard marinas in Miami:

Miami Beach Marina

Located in the heart of South Beach, this marina offers easy access to the city's restaurants, shops, and nightlife. It has 400 slips that can accommodate boats up to 250 feet long, and it offers amenities such as cable TV, Wi-Fi, and laundry facilities.

Dinner Key Marina

This marina is located in Coconut Grove and has 582 slips that can accommodate boats up to 175 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Crandon Marina

Located on Key Biscayne, this marina has 200 slips that can accommodate boats up to 50 feet long. It offers amenities such as a fuel dock, a pump-out station, and a restaurant. It is also one of the cheapest places to dock your boat in Florida , with rates from $2.50 per foot per day for wet slips.

Marinas in Key West

Here are a few of the best liveaboard marinas in Key West:

Opal Key Resort and Marina

This marina is located in the heart of Old Town Key West and offers easy access to the city's restaurants, shops, and nightlife.

It has 245 slips that can accommodate boats up to 200 feet long, and it offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Garrison Bight Marina

This marina is located on the north side of Key West and has 140 slips that can accommodate boats up to 70 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Key West Bight Marina

This marina is located in the heart of Old Town Key West and has 33 slips that can accommodate boats up to 140 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas in Fort Lauderdale

Fort Lauderdale is known as the "Venice of America" because of its extensive network of canals and waterways. Here are a few of the best liveaboard marinas in this area:

Lauderdale Marine Center

This marina is located on the New River and has 160 slips that can accommodate boats up to 200 feet long. It offers amenities such as a fuel dock, pump-out station, and a ship store.

Cooley's Landing Marina

This marina is located on the New River and has 40 slips that can accommodate boats up to 60 feet long. It offers amenities such as a fuel dock, pump-out station, and laundry facilities.

Marinas at Southwest Florida

Legacy harbour marina.

Located in the heart of downtown Fort Myers, Legacy Harbour Marina is a great option for those who want to be close to restaurants, shops, and other amenities.

The marina offers floating docks, 30/50/100-amp power, Wi-Fi, laundry facilities, and a fitness center. There's also a pool and hot tub on-site, as well as a waterfront restaurant and bar. The marina is also pet-friendly, so you can bring your furry friend along for the adventure.

Burnt Store Marina

Located in Punta Gorda, Burnt Store Marina is a full-service marina with plenty of amenities for liveaboards. The marina offers floating docks, 30/50-amp power, Wi-Fi, laundry facilities, and a fitness center.

Burnt Store Marina is located near several popular boating destinations, including Boca Grande, Charlotte Harbor, and the Gulf of Mexico.

The table below shows some of the best liveaboard marinas in East Coast Florida and the estimated monthly cost for each based on three budget types:

Riverside Marina

This marina is located on the Indian River and offers affordable rates for liveaboards. You'll have access to laundry facilities, restrooms, and showers, as well as a swimming pool and picnic area.

The marina offers boat slips, dry storage, fuel, bait, tackle, and a ship store. It is a full-service marina that can accommodate boats up to 120 feet in length.

Harbortown Marina

Harbortown Marina is located on the Indian River Lagoon, just a short distance from the Fort Pierce Inlet and the Atlantic Ocean. The marina offers 100 wet slips and 400 dry storage spaces for boats up to 100 feet in length.

In addition to the amenities mentioned, Harbortown Marina also has a fuel dock, pump-out station, and a ship store that sells boating supplies, snacks, and beverages.

The marina is located in a gated community and has 24-hour security. It is conveniently located near downtown Fort Pierce, which has a variety of restaurants, shops, and attractions for boaters to enjoy.

Palm Harbor Marina

Palm Harbor Marina is a popular destination for liveaboards, with over 200 slips available for long-term rentals. The marina offers a range of amenities to make life on board more comfortable, including a fitness center, laundry facilities, and a swimming pool. There are also several restaurants and shops located within walking distance of the marina.

In addition to its amenities, Palm Harbor Marina also offers a range of services to boaters, including fueling, pump-out, and boat maintenance and repair. The marina has a team of experienced technicians who can handle everything from routine maintenance to major repairs.

Sailfish Marina Resort

Sailfish Marina Resort is a popular marina located on Singer Island in Palm Beach County, Florida. They offer a variety of amenities to boaters, including a restaurant, a swimming pool, and laundry facilities.

The restaurant called the Sailfish Marina Restaurant, is known for its fresh seafood and stunning waterfront views. The swimming pool is a great place to relax and cool off after a day out on the water, and the laundry facilities make it easy to keep your clothes and linens clean while on board.

Sailfish Marina Resort is also a popular destination for sportfishing enthusiasts. The marina hosts several fishing tournaments throughout the year and is home to a number of charter fishing boats.

Bahia Mar Marina

Bahia Mar Marina is located in the heart of Fort Lauderdale, Florida, and is one of the most popular marinas in the area. It offers a luxurious and comfortable experience for those who choose to live aboard their boats.

The marina is equipped with state-of-the-art facilities, including a fitness center, a swimming pool, and laundry facilities, making it an ideal choice for those who want to enjoy the best of both worlds - the freedom of living on a boat and the amenities of a luxury resort.

Pier Sixty-Six Marina

Pier Sixty-Six Marina is another high-end option in Fort Lauderdale, which offers a variety of amenities, including a spa, a fitness center, and a swimming pool.

In addition to these amenities, Pier Sixty-Six Marina also provides guests with access to a variety of dining options, ranging from casual cafes to upscale restaurants. Pier Sixty-Six Marina is also home to a variety of events throughout the year, including boat shows, fishing tournaments, and other water-related activities.

Below are some factors to keep in mind when selecting the best liveaboard marina for your needs:

Choose one with the most convenient location

You'll want to find a marina that is conveniently located near your work, family, and friends. You might also want to consider the surrounding area and the amenities available nearby.

For example, if you enjoy fishing, you may want to choose a marina that is located near good fishing spots. One well-known spot for these activities is the Florida Keys located off the southern coast of Florida.

Choose a marina that offers the amenities you need

Some marinas offer laundry facilities, swimming pools, and fitness centers. Others may have restaurants, bars, and shops on-site. You might need to make a list of the amenities that are important to you and choose a marina that offers them.

A marina with a high rating means that the marina provides a wider range of high-quality amenities that are well-maintained and easily accessible to boaters and yacht owners.

Check the price

When you own a boat in Florida , one of the recurring expenses goes for docking and slip fees in marinas. Some marinas are more expensive than others, such as those found in Northwest Florida like Bay Point Marina, Sandestin Marina, and Legendary Marina.

But, there are also affordable marinas such as Monroe Harbor Marina in Central Florida and Riverside Marina on the East Coast. However, keep in mind that some marinas charge additional fees for liveaboard status, so try to factor those costs into your budget as well.

Pick one with good security measures

You'll want to choose a marina that has good security measures in place to protect your boat and your belongings. Therefore, look for ones that have security cameras, gated entrances, and on-site security personnel.

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9 Best Liveaboard Marinas in Florida (2023); Prices, Security, and Nearby Attractions

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Florida is a wonderful place to live. It’s warm year-round, with plenty of boats, good swimming areas, theme parks, and in-town events around every corner. Because most of the state is surrounded by water, there are plenty of places to liveaboard. This is where I started my sailing career, and I can definitely recommend parking your boat here.

If you haven’t yet figured out what boat to get, here’s a good start: What type of boats are the best for living aboard?

All of these liveaboard marinas have been ranked based on their amenities, security, and nearby attractions. The marinas listed all have different prices, so you can find what works best for you. All of these numbers are based on the price before tax.

In order to make a fair comparison, most of the prices in this article are calculated assuming that a customer will stay at these marinas for a year with utilities and with a 35-foot-long boat. If you have a smaller boat, then most of these liveaboard marinas will cost less, but if you have a larger boat, then they will cost more.

And when you are like me, tired of Miami, and want to see the world, here are 11 breathtaking spots around the world that you can live aboard.

Table of Contents

1. Rivera Dunes Marina

The annual Rivera Dunes Marina cost is based on boat footage or the size of the boat slip (the slip is like a parking space for your boat). If you pay by the footage, a 35-foot-long boat is about $19 a foot per month. This means it would cost you $655 a month or $7,980 for the whole year, which isn’t too bad.

On top of that, you don’t have to pay extra for liveaboard; it is very common and readily accepted here. Your electricity will be metered at the Rivera Dunes Marina since you will be staying for a longer period of time. Water, cable tv, and wifi are included for free, which is a major bonus.

They also have a free coffee bar, like most hotels, as well as bagged ice you can buy. It is a pet-friendly area. Most importantly, it has laundry and private bathrooms available, so you don’t have to worry about using facilities inland.

They also have two pools for recreation and various parties that happen monthly, which you’ll get personal invites to as an annual docker. There is also a gas and diesel fueling dock. This dock even comes with a pump-out station, which is free for annual dockers.

Also important is that they have plenty of security cameras on the Riviera Dunes Marinas Website that you can view on their website at any time. Nobody will get away with trespassing here!

2. Harborage Yacht Club and Marina

Harborage Yacht Club is going to be a little more expensive, but it is also going to be worth the price when you learn about the amenities. Unfortunately, it has a flat monthly liveaboard charge of $175 a month. There’s also an additional $15 a month for a year based on footage or slip.

It is going to be $2,100 alone for the liveaboard charge, plus $6,300 for the year or $525 a month for the footage. You will also have to pay for utilities with rates starting at $25 a month, but it will increase depending on the usage. In total, it will be $8,700 for the whole year, which still isn’t too bad in today’s economy.

This place has updated its docks, showers, and laundry room for your comfort. The showers are private as well. There is also a spa, sauna, 2 pools, hot tub, and steam room for you to treat yourself. There is even a fitness center!

Upon docking, there are crew members ready to help you dock, show you around, and help you with whatever you need. There are free bike rentals and a free golf cart shuttle.

3. Titusville Marina

Titusville Marina is very cheap, with everything you need on-site or nearby. It is going to cost $8.50 per foot per month, which is the lowest price on the list so far. Electricity can range from $50-200 a month, depending on how much you use.

Titusville Marina has a store and restaurants on-site for your convenience. There is also a grocery store in the nearby town, which is nice since you’ll be staying awhile. There are laundry facilities and private bathrooms on-site, as well as gas, diesel, and a pump-out station.

You can even buy or rent boats if necessary. Titusville is also about an hour from Orlando, so you can visit the thousands of Orlando attractions. You can learn more at their website .

4. Melbourne Harbor Marina

Melbourne Harbor Marina is not too expensive, but it has a couple of other small expenses that you’ll want to account for.

First, rent is $12 per foot per month and an extra $150 per month for liveaboard. In total, it will be about $570 a month or $6,840 for the year. Electricity is metered and billed to you automatically.

You also have to pay a deposit that is the cost of a month of rent and about $50-80 in electricity. The deposit will be $6,905 in total. Unfortunately, you have to pay $30 for the bathhouse key, but it is completely refunded once you return it.

There aren’t as many amenities, but the services make up for it. Most of the entertainment is offside nearby. There is a place to fuel up onsite, but there isn’t a place to pump out. Cable and phone services are available if you need them. There are private showers and laundry on-site, but you do have to pay for the key for the showers.

There is faxing available if you need to send something. There are also some cameras and security. Most importantly, this location is equipped to mitigate the effects of extreme tides and features a hurricane-resistant harbor. If you wanna know how catamarans handle rough seas , then you check our post. In addition, it’s worth noting that information on hurricane seasons around the world can be found here.

This is vital for you and your boat’s safety. You can learn more at the Melbourne Harbor website .

5. EAU Gallie Yacht Basin

At EAU Gallie Yacht Basin, most of its expenses come from the number of people and cars that you bring.

First off, rent is $11 per foot per month, so it’s $385 a month or $4,620 for the year if your boat is 35 feet long. Then, for one person and one car, it is $150 a month or $1,800 for the year. If you have more than one person or car, it will be an extra $50 a month for each extra person or car.

Finally, AC and heat are $50 a month or $600 for a year. In total, it will cost you $7,620 for one year. There’s also a security deposit, which they don’t mention outright on their EAU Gallie Yacht Basin website .

The amenities include the basics at the EAU Gallie Yacht Basin. There is free water and basic electricity. You also have access to cable tv and wifi for free.

There is a picnic area with a couple of boat shops. Of course, there are showers and laundry on site. There is a pump-out station onsite as well.

6. Legacy Harbor Marina

The Legacy Harbor Marina is going to be a lot more expensive than the other marinas we have discussed so far.

The Legacy Harbor Marina charges $18 per foot per month, which is about $630 a month or $7,560 for a year, then an extra $140 a month to liveaboard.

As far as internet goes, I would recommend getting Google Fi, it works great for me all over the world, and you never have to get a local sim again!

This area has a gym, pool, hotel (which is nice if anyone wants to visit you), and The Chicken Hut onsite by the pool. There is also Joe’s Crab Shack nearby, which is nice if you’re craving some seafood.

The marina is also really close to town if you need to go shopping or enjoy a night out. There is laundry and showers on-site as well. You can visit their legacy harbor marina for more information.

7. Marco Island Marina

The Marco Island Marina does not offer 35-foot rates annually, so this one will be based on the lowest 40-foot annual rate. It is also going to be a bit more expensive.

Unfortunately, this is going to be one of the more strict places to liveaboard and will have more requirements as a result. There are a lot of places that don’t entirely trust liveaboard people as much because of previous thefts or bad experiences.

You will have to prove you have insurance (no guaranteed security) and show that your boat is in good condition. They will also do a background check on you.

You can have one pet, but it can’t bark or make loud noises.

There are showers and laundry available on site. Dockmasters must have a spare key to your boat in case they need to board. There are also taxis available to take you to the nearby town.

Although the rules are strict, you know you’ll have a safe experience if you stay here. You can read more on their website .

8. Twin Dolphin Marina

The Twin Dolphin Marina has a lot of little expenses, especially when it comes to electricity. Electricity has a set price and isn’t metered. If you use a lot of electricity, then that is great—if you don’t, you could be overpaying.

On top of that, liveaboard adds about $50-60 more to the normal cost. Depending on how many amps you want, it can cost $75-350. It also costs $225 a month to live there, but if you have more than one person, it is going to be $125 more per person.

With this price, you have access to a heated pool and free wifi, as well as a fueling dock. There are laundry and shower areas available. Pets are welcome, which is always a good sign.

Nearby is Pier 22, which is a great place to go for a quick lunch or a fancy dinner. This place also has plenty of space, so you’ll likely be able to get a reservation here for liveaboard. You can learn more at their website at twin dolph marina .

9. Fort Myers Yacht Basin

Fort Myers Yacht Basin has a lot to offer and is very cheap. At mooring, it is going to be $200 a month annually or $2,400 for the whole year. With a charge of $100 a month per vessel or $125 if it is anchored.

On top of that, you’ll have to pay a security deposit, which is one month of rent, but you’ll get that back when you leave. Then, $50 for the keycard for the private showers, but it will be refunded once you return the card.

Electricity will be metered. They will also do a background check and will need proof of insurance before you can dock.

Once you are settled in, head to the open lounge area for some free coffee each morning. Take use of their private showers. There is free wifi and pump-out available at your slip.

If you need anything for your boat, there is a store on site. It is very close to a beautiful historic downtown with plenty of shops and restaurants for you to visit. If you do have a car with you, they do have places for you to park it, but it will be $45 a month.

Now that you’ve read about the 9 best marinas in Florida to liveaboard, which one is best for you?

Here are Some of My Favorite Catamaran Cruising Resources

Thank you for reading this article. I hope you found it helpful as you hopefully start your sailing adventures. Here are some resources that I use as a sailor that I hope you’ll also find helpful. These are affiliate links, so if you do decide to use any of them, I’ll earn a commission. But in all honesty, these are the exact things that I use and recommend to everyone, even my own family. Sailboats: If you’re looking for the best boat to suit your needs, I would recommend a catamaran. If you’re interested, I can show you the differences between catamarans and other types of sailboats .

Books:  For getting started, I really like  Cruising catamarans made easy . It is actually a textbook from the American sailing association; it is used to get a cruising catamaran certification. There are some other great books, and I have compiled a list of books about cruising catamarans that you will find useful.

Communication:  Being out on adventures, whether it be sailing or climbing mountains, good communications are essential to being safe. I recommend two things Google fi (incredibly simple cellular data all over the world) and Garmin inreach mini (for text and voice in remote areas without cell coverage)

Sailing courses: Online sailing courses are great for beginners starting out their sailing career; it’s an efficient way of learning the basics of navigation, throttle controls, and maritime safety. I suggest starting with two free courses from NauticEd .

To see all my most up-to-date recommendations,  check out this resource  that I made for you!

Owner of CatamaranFreedom.com. A minimalist that has lived in a caravan in Sweden, 35ft Monohull in the Bahamas, and right now in his self-built Van. He just started the next adventure, to circumnavigate the world on a Catamaran!

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Our Experience Living on a Boat For 3 Years

We bought an old Trawler in January 2021 and lived on that boat until we sold her in September 2023. Our boating lifestyle consisted of full-time cruising, where we would stay in place for one night, all the way to our longest stay of three months! We traveled across the Eastern United States while journeying on America’s Great Loop, transiting almost 10,000 miles. Living on a boat is a stark difference from traditional land life, and here is the A-Z of what it meant for us!

We use affiliate links in this post and on our website. By clicking on our affiliate links, you are providing us with a small commission, which is at no extra cost to you. It helps us to continue sharing free content for you to enjoy. We only recommend products we love and actually use during our adventures, and we think you can benefit from them too!

Table of Contents

How We Started Living on a Boat

We started living on a boat after traveling abroad for a year and wanting to live and travel out of a tiny home. We didn’t know if we would like to live on a boat. So we bought a 1989 34′ Marine Trader Trawler that was within our budget. We chose a 34’ Trawler because it was large enough for Jennifer, me, and our 8-year-old dog, and it also met all the criteria for the Great Loop . We bought our Great Loop boat in a boatyard, did some work to paint the bottom, and got everything into ship shape before splashing and moving in!

Although we did some online safety training before living on a boat, but by and large, we were very new to boating . We planned on learning as we go while living on a boat and that worked out fantastic. There isn’t a better way to learn than trying and being immersed daily. Looking back, we would hire a captain to ease our entry into handling a boat.

Our Daily Life Living on a Boat

Our daily life living onboard was a tale of two stories. The days we moved our boat were vastly different than the days when we remained in one spot!

When we moved our boat, our daily life started very early. Typically, we would wake up right before dawn, check our engine, and prepare for the cruise. Living on a boat requires self-reliance and planning so these daily checks were very important to living on a boat comfortably. We would spend hours cruising the water before coming to our destination a few hours before sunset. After dropping the anchor at the end of a day on the water, we would divvy up our tasks: I would take the dinghy to shore with our dog , and Jen would begin cooking dinner. Finally, after a dog walk, we would enjoy a sunset dinner before heading to bed.

When we did not move our boat, and stayed at a Marina or on anchor, we relished in the moments. Our favorite times while living on a boat were the slow mornings watching the birds fly in the sunrise and the peaceful sunsets over the water. During the day, we would take our dog out a few times, get exercise, and work just like life on land! A key piece of being able to work on our boat is a solid electrical system and Starlink, meaning we could work anywhere!

If you are interested in what setup we used to have enough electricity and power to work remotely, check out our Electrical E-book !

What We Loved Living on a Boat

Our favorite parts of living on a boat were the simplicity of life, being off-grid, enjoying a slower pace of life, and always having a new waterfront property to enjoy. Because we could move our home, we could travel comfortably and still cook, which we loved to do .

What We Disliked Living on a Boat

The worst parts about living on a boat are dealing with bad weather and the increased time any chore takes. For example, if you need to get groceries, take your dinghy to shore, catch a UBER, or walk to the grocery store and then reverse it all to get back with heavy bags of food. Then you must perform tetris in your boat galley, ensuring everything fits!

When living on a boat, you must constantly watch the weather forecast . If a bad storm is coming in or poor wind conditions, it may mean you have to move your home! Living on the water is beautiful but unforgiving, so we do what we can to have a safe and enjoyable time.

Read The Best Marine Weather Apps for Boating , including the apps we look at daily!

How much it costs living on a boat.

Living on a boat can be cheaper than living on land. This is because you save money on certain items like rent and car payments. We released how much exactly it cost us to live on our boat for a year in our monthly Great Loop Expense Reports . While you may not do America’s Great Loop, you can see how much some of the other parts of boat life cost, like marina stays, engine maintenance, repairs, and safety equipment!

What is the Boating Lifestyle

Boating Lifestyle, just like any lifestyle, depends on the individual. You can live on a posh yacht or a small old sailboat that never leaves its anchorage! Our boating lifestyle consisted of adventure, traveling 10,000 miles around the Eastern U.S., peace and relaxation, spending hundreds of nights on anchor, and working full time.

I Want to Live on a Boat, What Next?

Fortunately, it has never been easier to live on a boat. There are the minimum things that are required to live on a boat:

• The Boat (obviously)
• Enough money to afford safety equipment , insurance, maintenance , and repairs.
• Knowledge of how to maintain and cruise a boat

All of these are very obtainable with the right steps!

Here are Actionable Steps to Start Living on a Boat

• This will help you decide what type of boat to live aboard and give you lots of practical knowledge.
• Being surrounded by other boaters will help you learn from their experience. Sometimes, clubs will have race nights where captains let you help the crew after you begin sailing classes.
• If you are working, transition to a remote role.

Living on a Boat Full-Time Compared to Living on a Boat Part-Time

You don’t have to live on a boat full-time, you can live on a boat for weekends or seasons at a time. The benefit of this approach is that you get the best of boat life, by living aboard only when the weather is best and in short periods you miss a lot of the negatives about living on a boat. The tradeoff is that you need another home to spend the rest of your time, and a place to keep the boat when you are not onboard, which increases costs significantly!

Common Boat Life Questions

Do you need boating experience to live on a boat.

No! We started living on a boat with zero experience, and you can too. You can watch our YouTube videos for how it worked out for us. But as long as you take it slow and get mentoring, anyone can live on a boat.

Permissions and Rules

Living on a boat can sometimes carry some poor stigma. So it’s important to respect the rules if you decide to live on a boat. If you plan to spend the majority of time in one marina, ensure the marina allows liveaboards. If you plan to spend most of your time on anchor, ensure your boat is functional and well-maintained. Most municipalities require anchored boats to be functional to avoid derelict or abandoned boats. Respect laws when coming to shore and ensure you don’t trespass and dispose of trash properly.

The best boats for living onboard are tailored to your needs; a boat is just a series of compromises. There is no perfect boat . We wrote a blog post on the best boats for the Loop , which may help you on your journey.

Kids can also be raised living on a boat, but like everything, there is a series of tradeoffs. The big one is you trade off community and socialization (e.g., in school) for responsibilities and exposure to new circumstances. We recommend checking out boating YouTube channels like Sailing La Vagabond, who travel with their two kids to get a better glimpse.

What We Learned Living on a Boat

While living on a boat, we learned to take things slower and appreciate the small moments that make up our day. We also were welcomed to a new community of boaters which is a wonderful and friendly community.

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The ups, downs, and everything in between , we share it all. If you like what you see, there are lots of ways to  show your support and say thanks ! The easiest way to support our work is by commenting on this post, liking and sharing our content on Facebook, and pinning our content on Pinterest . It’s a small way to say thank you that goes a long way!

Elliot Schoenfeld

3 responses to “Our Experience Living on a Boat For 3 Years”

I’ve so enjoyed reading about and seeing your journey on your Sunday Summary emails and YouTube. Good luck on your next adventure! p.s. Hugs to Ollie!

Thank you for watching our videos and following along on our adventure! We really appreciate it 🙂

We are planning to travel the inland rivers this summer and have really enjoyed your journey, tips and story. Thank you. We are considering an ePropulsion motor like yours. We would appreciate your final opinion on it. Also, how did you secure it to the dingy when at the dock so that it was not stolen?

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We’re Jen and Elliot , aka Scho & Jo, and we are happy to help plan your next Pivot! Sometimes, we’re forced to make decisions, and sometimes, we have time to plan them out; in all cases, Pivots are part of our lives, and we’re better off embracing them rather than avoiding them!

Living on a Boat in Florida: Best Marinas, Regulations, and More

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Welcome to the ultimate guide on living on a boat in the beautiful sunshine state of Florida! If you’ve ever dreamt of an adventurous and unconventional lifestyle where the sparkling waters become your backyard, and stunning sunsets paint the horizon, then a boat living in Florida might just be the perfect choice for you. In this comprehensive guide, we will navigate through all the essential aspects you need to know about embracing this unique way of life.

From finding the ideal marina to understanding the legalities and discovering the best spots for fishing and diving to uncovering the hidden gems of coastal living, we’ll dive deep into the world of boat living in Florida. So, grab your captain’s hat and prepare to set sail on an unforgettable journey filled with freedom, serenity, and the endless wonders of the Sunshine State. Let’s chart a course together and explore all you need to know about living on a boat in Florida!

Things to consider before deciding to live on a boat in Florida

Living on a houseboat in Florida is an exciting and unique experience that can bring many benefits. Before making such a significant commitment, however, there are a few essential factors to consider.

1. The houseboat living conditions are a crucial point of consideration. Florida’s hot and humid climate makes it ideal for sunbathing, but it also attracts mosquitos and other insects. Therefore, ensuring that the boat is well-ventilated and has adequate insect control is essential. Additionally, storms are a common occurrence in Florida, so it is vital to consider the strength of the boat and the likelihood of being able to drop anchor and sail away to safety.

2. The type of water the houseboat will live in is also essential. Different water types will offer different experiences. If the houseboat is used for fishing, a lake or a river may be the best option. A large body of open water, such as an ocean, is ideal for deep-sea diving or cruising.

3. If the person is comfortable with the party culture of places such as Miami Beach, they may choose to live there. However, if they prefer a laid-back experience, Tampa Bay is the better option. Adaptability to weather and climatic changes is also essential.

4. Cost is also an important consideration. Considering the purchase price and other costs, such as docking and maintenance, is essential when looking at houseboats. Longer leases may offer better bargains, so it is essential to do thorough research before committing to one.

5. Finally, the regulations for living on a houseboat in Florida should be considered. Some rules and regulations must be followed, such as the requirement for a marine sanitation device, and any violations could result in fines.

Considering all these factors, people can make an informed decision about living on a houseboat in Florida and finding the best option for their needs.

Pros of Living on a Boat in Florida

Living on a boat in Florida is an attractive option for those seeking an alternative to traditional housing. Not only does it provide an escape from the hustle and bustle of city life, but it also offers a unique lifestyle filled with adventure and relaxation. Here are some of the benefits of living on a boat in Florida:

• Low Cost of Living:  With houseboats, the cost is significantly lower than living on land, making this an attractive option for those on a budget.

• Beautiful Locations:  Florida has some of the most beautiful places to explore while living on a boat. From the Keys to the Bahamas, plenty of options exist for those looking for a great adventure.

• Lavish Onboard Lifestyle:  With its excellent climate, Florida offers a perfect onboard lifestyle. With plenty of outdoor activities, such as sunbathing and sailing, there is always something to do.

• Loose Regulations:  Florida has loose regulations regarding living on a boat, meaning it is easier to establish a home on the water.

• Enjoyable Atmosphere:  Waking up to the sound of waves lapping your boat and seagulls flying overhead is an exceptional experience. From enjoying the beautiful scenery to taking in a unique atmosphere, living on a boat in Florida is an experience like no other.

Challenges and risks associated with Living on a Boat in Florida

Living on a boat in Florida offers a unique and adventurous lifestyle that many people find alluring. Picture waking up to breathtaking sunrises, the gentle sway of the ocean, and the freedom to explore the stunning coastlines at your leisure. However, like any unconventional living arrangement, some challenges and risks come with this idyllic lifestyle.

• Weather and Natural Hazards: Living on a boat exposes you to the unpredictable forces of nature, and Florida’s weather can be particularly volatile. Hurricanes, thunderstorms, and tropical depressions are a reality that boaters must contend with. These weather events can pose significant risks to both the boat and its occupants. Strong winds, torrential rains, and rough seas can cause damage to the vessel and make it difficult to navigate or even dock safely.

• Maintenance and Repairs: Boat ownership, just like any other property, requires regular maintenance and repairs. The corrosive nature of saltwater can accelerate wear and tear on the boat’s exterior, hull, and engine. Routine tasks such as cleaning, painting, and inspecting the boat become crucial to ensure its longevity. Moreover, unexpected mechanical failures or breakdowns can occur, leaving boat dwellers stranded and in need of costly repairs. Being prepared for these maintenance and repair expenses is essential for anyone considering living on a boat in Florida.

• Limited Space and Storage: Living on a boat demands adapting to a minimalistic lifestyle due to limited living space and storage options. Boats are designed to optimize space utilization but are still significantly smaller than traditional houses or apartments. Storage compartments, closets, and amenities may be compact, requiring creative solutions to organize personal belongings. Additionally, space constraints can make accommodating guests or entertaining large groups challenging.

• Health and Safety Concerns: Living on a boat in Florida comes with unique health and safety considerations. Mold and mildew can be caused by moisture and humidity, which can harm health, especially for those with respiratory issues. Additionally, being surrounded by water increases the risk of accidents such as slips, falls, or even drowning. It is critical for the well-being of boat inhabitants to remain watchful and take essential precautions, such as installing safety equipment and maintaining a hygienic living environment.

• Regulatory and Legal Compliance: Living on a boat requires adherence to various regulations and legal requirements. In Florida, boaters must comply with state and local anchoring, mooring, and wastewater disposal laws. These regulations aim to protect the environment, ensure public safety, and maintain orderly waterways. Understanding and abiding by these rules is essential to avoid penalties and conflicts with local authorities.

Best Places to Live on a Boat in Florida

Here are five of the best marinas where you can live on a boat in Florida:

• Dinner Key Marina – Miami, Florida: Located in the heart of Miami, Dinner Key Marina offers a vibrant and convenient location for living on a boat. With stunning views of the Miami skyline, this marina provides a range of amenities, including clean facilities, laundry services, on-site restaurants, and easy access to nearby attractions. It’s a popular choice for boaters looking to enjoy the exciting urban lifestyle and diverse cultural scene that Miami has to offer.

• Sarasota Bay Marina – Sarasota, Florida: Nestled on the picturesque Sarasota Bay, Sarasota Bay Marina offers a tranquil and scenic setting for boat living. The marina boasts well-maintained docks, state-of-the-art facilities, and a friendly community of boaters. With its proximity to beautiful beaches, upscale dining options, and cultural attractions like the Ringling Museum of Art, living at Sarasota Bay Marina provides both relaxation and entertainment.

• Loggerhead Marina – Hollywood, Florida: Loggerhead Marina, situated in Hollywood, offers a prime location between Miami and Fort Lauderdale. Known for its excellent amenities and top-notch service, this marina provides boat residents with a secure and comfortable environment. With easy access to the Atlantic Ocean, boaters can enjoy fishing, diving, and exploring the vibrant coastal lifestyle. The marina also features a swimming pool, fitness center, and various dining options within walking distance.

• St. Petersburg Municipal Marina – St. Petersburg, Florida: Located in downtown St. Petersburg, this municipal marina offers an ideal blend of city conveniences and waterfront living. Boaters can enjoy the vibrant atmosphere of downtown, with its art galleries, museums, and lively dining scene, while also having access to the beautiful waters of Tampa Bay. The marina provides modern facilities, including showers, laundry, and on-site maintenance services, making it an attractive choice for those seeking a balanced urban boating lifestyle.

• Stock Island Marina Village – Key West, Florida: For those seeking the iconic Florida Keys experience, Stock Island Marina Village in Key West is an excellent option. With its laid-back island atmosphere, this marina offers a true taste of tropical living. Boaters can explore the crystal-clear waters, vibrant coral reefs, and picturesque sunsets that Key West is renowned for. The marina provides first-class amenities, such as a pool, fitness center, and multiple on-site dining options, ensuring a comfortable and enjoyable boating lifestyle.

Why do people prefer living on a boat in Florida?

There are many reasons why people choose to live on a boat in Florida. The following is a list of the top seven most common ones:

1) One of the biggest draws to living on a boat in Florida is the cost of living. The state offers low property taxes and a lower cost of living than most other states.

2) There are many places to live on a boat in Florida. Some areas have marinas and communities specifically for liveaboards, while others are more open to having a ship docked in their backyard.

3) Florida is one of the best places to live on a boat in the United States. The climate is mild, and the water is warm year-round, so you can enjoy boating all year.

4) Florida has many marinas and boatyards that are geared towards liveaboards. You will find many people who have been living on a boat in Florida for years, so you can ask them questions about the lifestyle and get advice.

5) You will find many Florida communities geared towards liveaboards. These communities have amenities such as a swimming pool and laundry facilities, so you can enjoy life on a boat without sacrificing the comforts of home.

6) Florida has many lakes, rivers, and canals perfect for boating. There is no shortage of great places to go boating in Florida.

7) You can find a marina in Florida close to your favorite destinations, so you don’t have to travel far from your boat to visit the places you love.

How do you find a place to live on a boat in Florida?

Finding a place to live on a boat in Florida can be tricky. There are two main sites where you can find your vessel’s housing: marinas or private docks. First, you would need to find a marina with vacant slips. Second, you would need permission from the private dock or pier owner and make sure it’s legal to live on a boat there.

Sarasota, Fort Myers, and Naples are the most popular marinas for boaters. These marinas have slips that can accommodate boats of all sizes and are affordable. You can find a slip for as low as $300 per month or rent a houseboat for about $1,500 per month.

Florida Liveaboard Laws

In case you’re wondering, a “liveaboard” is a boat that someone utilizes as their primary residence. Pioneering a lifestyle at sea, people opting for this way of life could either stay moored pretty much in the same spot or embark on a nomadic maritime journey.

The State Laws

Florida, known for its exquisite beaches and beautiful waterways, naturally attracts boating enthusiasts. However, Florida implements particular laws regarding living on a boat, more aptly titled “liveaboard laws.” The Sunshine State once adopted a harsh take on liveaboards, essentially banning them in the 1980s. However, rulings in favor of liveaboards have since turned the tide.

Regulations Around Anchorage

One of the main things to keep in mind concerning the liveaboard lifestyle in Florida is the rules around anchoring. According to the Florida Fish and Wildlife Conservation Commission, you’re not allowed to permanently anchor your boat within the boundaries of mooring fields or in parts of waterways where it may pose a danger.

Anchoring within the limits of a public marina is also ruled out, except in certain instances. Florida law also regulates how a liveaboard boat can anchor in one spot. Hence, you must move your boat from its anchored position periodically.

Mooring Fields

Mooring fields are areas designated for boats to anchor. If you wish to live aboard your boat in Florida, finding a well-maintained mooring field would be advisable. These areas have specific amenities, like pump-out stations, that can make liveaboard life easier and more comfortable.

The Importance of Vessel Sanitation

Sanitation is a critical concern when living aboard a boat. Florida law requires any vessel with an installed toilet to possess the capability to retain sewage until it can be pumped out onshore, regardless of whether it is used or not. Illegal sewage discharge can lead to significant fines.

Costs of Living on a Boat in Florida

Living on a boat in Florida can be a great way to keep your cost of living down, and there are several factors to consider when exploring this option. The type of boat you choose to live on will significantly impact how much you enjoy your life on the water, as having a boat with a spacious deck can make it easier to take advantage of the sunny climate throughout the year. Additionally, the cost of docking the boat, maintenance, and insurance must be taken into account.

In general, marina fees in Florida can be expensive, as this is a popular vacation destination, and many boaters come here looking to sail to the Bahamas or the Caribbean. Slip fees for a 40-foot sailboat can range from $800 to over $2,000 per month, with discounts available for longer stays. Prices can be higher in vacation cities like Miami Beach and Key West. If you plan to stay in Florida for an extended period of time, private docks may be a more cost-effective option. It is also possible to find marinas that only serve long-term residents, which can offer more affordable rates.

Safety Considerations for Living on a Boat in Florida

Living on a boat in Florida offers a unique lifestyle filled with adventure and freedom. However, it’s crucial to prioritize safety to ensure a smooth and enjoyable experience. Here are some essential safety considerations for those living on a boat in Florida:

• Fire Safety: Fire safety is paramount on a boat due to the confined space and the presence of flammable materials. Install smoke detectors and fire extinguishers in strategic areas on the boat. Regularly inspect and maintain electrical systems, wiring, and appliances to prevent electrical malfunctions that can lead to fires. Develop a fire escape plan and ensure everyone on board understands it. Practice fire drills regularly to guarantee that everyone knows what to do in an emergency.

• Navigation and Seamanship: If you plan to navigate your boat, it’s essential to have a good understanding of seamanship and navigation. Familiarize yourself with the local waterways, including channel markers, navigation aids, and potential hazards. Stay updated with weather forecasts and conditions to avoid unexpected storms or rough seas. Carry nautical charts, GPS systems, and navigation tools to aid in safe passage. Develop good communication skills for hailing nearby vessels and be aware of boating regulations and right-of-way rules.

• Personal Flotation Devices (PFDs): Wearing personal flotation devices (PFDs) is crucial for everyone on board, especially when underway or during water-related activities. Ensure that you have enough PFDs in appropriate sizes for all boat occupants. Inspect them for wear and tear on a regular basis, and replace any damaged or expired devices. Educate yourself and your crew on how to properly wear and use PFDs, since they can save lives in the event of an accident or disaster.

• Weather Awareness: Florida’s weather can be unpredictable, and being aware of changing conditions is essential for safety. Monitor weather forecasts regularly and be prepared to postpone or alter your plans in the face of severe weather, such as thunderstorms or hurricanes. Develop an understanding of weather patterns and signs of changing conditions, including wind shifts, cloud formations, and sudden drops in barometric pressure. Consider investing in a weather radio or marine weather app to stay informed about weather updates while on the water.

• Vessel Maintenance and Inspections: Regular maintenance and inspections are vital for ensuring the safety and seaworthiness of your boat. Perform routine checks of essential systems, such as the engine, electrical systems, fuel lines, and bilge pumps. Inspect and replace worn-out or damaged equipment, including life jackets, fire extinguishers, and distress signals. Keep up with maintenance schedules, such as bottom painting, hull inspections, and propeller checks. Regularly clean and inspect the boat for signs of corrosion, leaks, or structural damage.

What are the requirements for living on a boat in Florida?

To live on a boat in Florida, you must have a valid Florida registration and proof of insurance. This means you must have registered your boat with the state and shown evidence of insurance coverage. You can also get an endorsement to live aboard your ship if you meet specific requirements.

You should also be aware of the laws governing houseboats in Florida. These laws vary depending on location, but most houseboat owners must follow some basic regulations to avoid legal trouble. For example, houseboat owners must maintain their boats at least 50 feet from any shoreline or property line and are responsible for cleaning up after their ships.

What are the benefits of living on a boat in Florida?

There are many reasons why people choose to live on boats in Florida. Living aboard a ship can be much cheaper than living in an apartment or house. There are also plenty of beautiful places to explore near the water in Florida, so you won’t have to spend money on transportation each time you want to take a stroll outdoors.

And finally, living aboard a boat gives you access to some of the best views this state offers. Whether you’re looking for panoramic sunsets or tranquil waterways full of wildlife, there’s no shortage of sights worth seeing from your floating home!

What are the challenges of living on a boat in Florida?

Living on a boat in Florida can be challenging due to the weather and houseboat laws. The weather can be unpredictable, and you may have to deal with hurricanes or other extreme weather conditions. Houseboat laws can vary from state to state, making it challenging to live aboard your boat. You’ll also need to budget for insurance, taxes, and repairs. However, if you can deal with these issues and enjoy the freedom of living on a boat, it can be an enjoyable way to live.

What are the worst places to live on a boat in Florida?

The Panhandle and the Treasure Coast are located in the Gulf of Mexico. They have high humidity levels and strong winds. Additionally, these areas experience heavy rains, which can cause flooding and damage boats. These conditions make it difficult to live on a ship, especially if you have water-related equipment or possessions.

What type of boat can I live on?

There are many types of boats you can live on. The first thing to consider is if your boat has a cabin and an engine. If it does, the next consideration is whether the engine is diesel or gasoline. If the craft has a cabin, you’ll also want to consider how many beds there are and whether converting one into a kitchen is possible.

Is living on a boat truly cheaper than buying a house?

South florida's housing crisis has led many to explore different routes on how to find a home in the current market., by nicolas garcia • published february 24, 2024 • updated on february 24, 2024 at 7:20 am.

It's no secret that the cost of housing in South Florida has skyrocketed in the past few years and many South Florida residents are wondering what options are available.

From taking in roommates to switching to the ‘vanlife’, people are doing everything they can to escape the burden of the housing crisis.

Well, for some South Floridians it’s become such a burden that they may want to ditch the idea of living on land and live out their best #saltlife.

But is moving to water abode really the cheaper option against owning a home?

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BOAT OR HOUSE

Off the bat, you can’t rent a boat to live, you must buy a boat and dock it at a marina that allows liveaboards.

Sure, there may be plenty of pros to look at when comparing living on the water versus living in a condo.

No nosy neighbors, no HOA’s. Forget waiting for the elevator when you’re carrying up your groceries, and sure, there’s “peace and quiet” when you’re docked in the water.

But nothing in this world is free. So, let’s look at the numbers.

"The interest rates for boats are higher than the interest rates for buying at home," said Ian Gelerman, a real estate agent with OneSothebys in Miami,

"And when you you know, when you just take it straight up at face value like that, your monthly payment on a boat is already higher than the monthly payment on a house, not to mention the astronomical costs of maintaining that boat."

BEFORE BUYING A HOME

Consumer Corner: How can I benefit from high interest rates?

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Docking your home.

One such number is the cost of the dock, and some docks can be just as or less expensive than the average Florida mortgage payment, which stands at $2,275 per month, according to RocketMortgage.

Typically, houseboats can cost between $250,000 and $750,000 and the monthly finance payments could be on par with mortgage prices.

For instance, LendingTree calculates that you could pay $3,033.19, with an interest rate of 8% on a 10 year term for a boat priced at $250,000, without counting the price of the dock.

And keep in mind that any houseboat should be around 40 feet or longer to have enough space for adequate living, according to boattrader.com .  

For instance, in Fort Lauderdale, you can find a 65-foot dock for rent at $1,750 that allows for a boat of maximum 57 feet long.

While in Miami, finding a dock is a little bit harder as the demand is greater and size makes a huge difference. For instance, this 100 foot dock can house a 70-foot boat for $4,341 a month.

The cost of the dock will also vary depending on the location, the season, and even the length of the boat.

With Miami’s median home price at $549,154 , the lure of buying a $300,000 houseboat may seem like a good idea but it’s not just the price of the boat that you need to keep in mind as there are also costs of maintenance.

MAINTENANCE

While you may think that living on a boat shouldn’t require much maintenance since you won’t be moving it from the dock, you’d be terribly mistaken.

Routine maintenance tasks like cleaning, replacing filters and so on are critical for the boat home to run smoothly and those costs can run up to $2,000 per year, according to improvesailing.com .

"The boat is just sitting in saltwater and every day the saltwater is eating away at the boat and you're constantly having to maintain it, repair parts," said Gelerman, "and once a year, you're supposed to repaint the bottom of the boat."

Then you must talk about engine maintenance, which can be very costly, something along the lines of $500 to $1,000 per engine for things like changing the oil and replacing spark plugs.

Meanwhile, for homeowners, maintenance costs can also be expensive but the fixes generally last longer, and State Farm recommends that you set aside 1% to 4% of your home’s value for a maintenance fund.

Fixing or replacing general household appliances usually tend to run for $400 to $1,000 for most items, but those high-end options could go higher.

And if you keep regularly changing the filters on your A/C properly, then you could avoid the $3,000 to $7,000 costs to fix.  

The costs of keeping a house well maintained can be expensive if you add them up, but that’s just going to up your value come time to sell.  

In terms of maintenance, while it is cheaper to maintain a boat, owning a home gives you the possibility of raising its value and benefitting from a wise investment.

HOUSING CRISIS

Miami has the second highest vacancy rate in the nation, but you still won't find a place to live

How interest rates have changed over the last 12 months for mortgages, car loans, credit cards and more

One major difference between house boats and regular land homes is that boats are not investments.

Boats have this annoying caveat that they depreciate the second the exchange is made.

That $500,000 boat becomes $499,999 the moment they hand you the keys for the very first time. Real Estate on the other hand, appreciates over time.

"At the end of the day to a boat is a depreciating asset. And a home historically always appreciates it," Gelerman said.

For instance, a new boat is expected to depreciate in price from anywhere between 7 to 10 years, on average, according to themariner.com.

While a single-family home in Miami-Dade sold for 64% more in 2023 than it would have in 2018, according to the Chief Economist at Miami Realtors.

"Honestly, I would say that real estate at the end of the day is always going to be the way to go, even with the crazy prices that we're in right now with the way the market's going, thankfully, it's shifting a little more towards a buyer's market now," said Gelerman.

In the end, while living on a boat may sound like a peaceful way to live out your golden years, the sad reality is that it’s just as expensive as owning a home and to make matters worse, you won’t get a solid return on investment.

FLORIDA LIVEABOARD MARINAS

Liveaboard marinas can be supportive communities of like minded people, but it takes some searching to find one that is right for you and your needs.

Not all marinas allow liveaboards.

Sometimes it's a case of their government permit not allowing permanent residents on boats in the marina.

This is becoming the situation more often all over the United States.

If you are still working in a job that requires you to go to an office or factory every day, you will need to find a place near your job.

If, on the other hand, you are truly retired and can live anywhere your marina choices can be easier to make.

If you are a party animal, some marinas will be just for you.  If you are a person that likes your peace and quiet, you need to look for that kind of place. 

I have ruled out living aboard in marinas that have tiki bars on the property that stay open until all hours.  For others of you, that could be just what you are looking for.

Marinas can be very safe places to live.  Look for ones that have security gates at each dock and have a watchman on duty at night.

If you tend to use the head and shower on your boat, then the size and quality of the marina restroom facilities will not be so important.

But if you like to keep your holding tank empty and enjoy unlimited hot water in your showers, look for a great restroom when you are deciding on a marina.

I like a facility that offers a degree of privacy such as enclosed toilets and shower facilities.

Unless you have a real big yacht, you will appreciate a marina that has a clean modern laundromat with machines that work and the ability to get change.

I like marinas that have modern pedestals and finger piers.  The best pedestals are equipped with hookups for electricity, water, and cable television.

A finger pier allows you to enter your boat from the side.  Without one you have to climb aboard the bow or stern - whichever is nearest the main dock.

If the marina furnishes a lock box bolted to the dock next to the pedestal, you can consider that a welcome bonus.

Since your boat will be your home and the marina is your community, you might consider finding one that has a swimming pool.

I've made my home at several marinas with beautiful pools, including this one in Miami Beach.

Living-Aboard.com has compiled a list of marinas that we understand allow you to live on your boat full time.  We have stayed at some of them, but you should do your own research based on what you want and need.

FLORIDA LIVEABOARD MARINAS BY REGION

NORTHWEST FLORIDA

• Bay Point Marina, Panama City Beach
• Panama City Marina, Panama City

NORTH CENTRAL FLORIDA

•   Sea Hag Marina, Steinhatchee  

NORTHEAST FLORIDA

•   Mandarin Holiday Marina, Jacksonville
•   Ortega River Yacht Club Marina, Jacksonville

CENTRAL EAST FLORIDA

•   Eau Gallie Yacht Basin, Melbourne
• Fort Pierce City Marina, Fort Pierce
• Halifax Harbor Marina, Daytona Beach
• Harbortown Marina, Merritt Island
• Melbourne Harbor Marina, Melbourne
• New Smyrna City Marina, New Smyrna Beach
• Titusville Municipal Marina, Titusville
• Harbortown Marina, Fort Pierce
• Vero Beach Municipal Marina, Vero Beach  

CENTRAL FLORIDA

• Astor Bridge Marina, Astor 
• Green Cove Springs Marina, Green Cove Springs
• Monroe Harbour Marina, Sanford
•   Sanford Boat Works & Marina, Sanford  

CENTRAL WEST FLORIDA

• Blind Pass Marina, St. Pete Beach
• Gulfport Municipal Marina, Gulfport
•   Harborage Marina, St. Petersburg
•   Longboat Key Marina, Longboat Key
• Parrot Cove Marina, Bradenton
• Pasadena Marina, St. Petersburg
• Regatta Pointe Marina, Bradenton
• Riviera Dunes Marina, Palmetto
•   St. Petersburg Municipal Marina, St. Pete
• Twin Dolphin Marina, Bradenton  

SOUTHWEST FLORIDA

•   Burnt Store Marina, Punta Gorda
•   Calusa Island Marina, Goodland
•   Fort Myers City Yacht Basin, Fort Myers
• Legacy Harbour Marina, Fort Myers
• Marco Island Marina, Marco Island
•   Marinatown Yacht Harbour, N. Fort Myers
• Old Cove Marina, Naples
• Palm Harbor Marina, Cape Haze
• Port of the Islands Marina, Naples
•   Snook Bight Marina, Fort Myers Beach  

SOUTHEAST FLORIDA

• Boot Key Harbor City Marina, Marathon
• Dinner Key Marina, Coconut Grove (Miami)
•   Hollywood Marina, Hollywood
•   Harbour Town Marina, Dania
• Mangrove Marina, Tavernier
•   Miami River Point Marina, Miami
• Royale Palm Marina, Dania
• Lauderdale Marine Center, Fort Lauderdale
• Marina Bay Resort, Fort Lauderdale
•   Miami Beach Marina, Miami Beach
•   Palm Harbor Marina, West Palm Beach
• Royale Palm Yacht Basin, Dania Beach

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Liveaboard marinas in miami

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Good morning: I am in the process of buying my first sailboat and liveaboard. It is always that I've always wanted to do. I just finished taking sailing lessons in Biscayne Bay and I am reading and researching as much as I can about sailing, boats, and everything associated with the liveaboard lifestyle. Trying to find info on how to go about reserving a spot in one of the local marinas here in Miami or a mooring. Do I need to have a sailboat first before putting my name on the list? Thank you. JC  

Phone the marinas. They are the ones who can answer your question.  

The marinas in the Miami area that allow live aboards that I'm aware of, DO have waiting lists @ most of them, some lists being rather lengthy. You do not need to already have your boat, BUT you do have to be able to tell them what the length overall and the draft of the boat will be and most want the beam as well. Also, if you get put on the list and your name comes up and you do not have your boat ready to go into the slip immediately, you forfeit your spot and have to go back to the end of the list and wait all over again. However, there is one marina, in particular, that is worth all of this hassle, simply because of the extremely low cost and it's location...almost directly across the ICW from Miamimarina, the center of the city. The name of the marina is Pelican harbor Marina. It allows liveaboards all year, does not add on a live aboard fee (as alot of marinas do), and is only $21/ft/month, which is alomost unheard of in Miami. It is part of the state park system and this is why it's so inexpensive. Needless to say, there is a waiting list. They do not even charge seperately for electric! Their # 305-754-9330. If you are willing to be about 8 miles North of Miami, another good price is at Hollywood Marina, which allows live aboards all year, has no live aboard fee, doesn't charge electric, and is $24.48/ft/month. Their # 954-921-3035. Miami Beach Marina is $65/ft/month, with a $90 electric fee. Rickenbacker marina is $19.44/ft/month but adds a $120/month live aboard fee and Dinner Key marina is $21.40/ft/month 305-579-6980. These were the rates for 2010 and may have changed. I hope this helps!  

Dinner Key also has moorings.....FYI  

You are correct Dinner Key has mooring bouy. It cost around $350.00 mo. but included in the rate is free dingy pickup and drop off.  

Spent a few months last year and year before at Dinner Key. Great place, very friendly staff. Mooring fee includes dingy dockage, showers, weekly pump out and laundry access. As well they run a curtousy launch from 8am to ~5pm. Staff is super friendly and helpful. Bus stop right there, close to a lot of shops and metro rail. They have a dock avail which you can book for 2 hrs to fill watertanks, wash down ect.  

I live in Rickenbacker Marina. Nice place to live. Great hurricane hole and only marina to survive Andrew and Wilma. PM me if you have any questions. BTW my Hunter 36 is for sale.  

Have you thought about going else where? Wilmington NC is a great place and good dockage for 8.00 per ft a month  

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Liveaboard Life In The Keys Isn't The Easy Ride You Might Think. Will State Make It Harder?

One of the last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook," or anchored out but it's not the idyllic easy life that you might imagine.

All day long at a dock tucked into a city-owned marina in Key West, little boats come and go. They're dinghies, small boats that carry people from their larger boats anchored offshore onto the island.

They're coming in for supplies, or to see friends. Kathy Gregory comes in to work. She’s a restaurant manager at Blue Heaven.

She got to Key West 15 years ago — she came here to buy a boat.

"And when I got here I realized I didn't know enough — and that's when I settled down in Key West," she said.

She’s lived on that boat near Wisteria Island in Key West's harbor almost the whole time. She's anchored out, or "on the hook" as it's called, and has raised her son out there.

Gregory says that life, where you have to haul out everything you need, can be tough.

"But then there's the beautiful things. The turtles that come up near your boat and the sunsets. And even the challenge of getting in and out in the rough weather — I think I like those kind of challenges," she said.

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The city estimates there are 250 to 300 boats on the hook around the island. The biggest community is where Gregory lives, around Key West Harbor.

"Freedom and social responsibility go together and I think out there you have that. Everyone's got to kind of take care of themselves and therefore everyone helps take care of each other," she said.

Gregory says part of that social responsibility is making sure boats stay safe. If they're not kept up or abandoned, they can break loose, hit other boats, or spill fuel and sewage that can damage seagrass and mangroves.

About six weeks ago, Gregory says she called the state to report a derelict vessel.

"It's abandoned, there's no one's personal stuff on it. They came a couple days later and put a red tag on it and over a month later it washed out to sea," she said.

This year's state legislative session includes a bill that would create a program that would help prevent boats from getting to this point — from becoming what they call derelicts.

One version of the bill also requires that boats in the Keys couldn't anchor in one place for more than 90 days. So people like Gregory would have to haul up and keep moving.

The state officer in charge of boating and waterways came to a city commission meeting a few weeks ago and faced a crowd of Key West liveaboards wearing t-shirts that said "I AM NOT A DERELICT. "

Major Rob Beaton from the Florida Fish and Wildlife Conservation Commission said people who take the time to show up to a commission meeting are not who the state is worried about.

"The folks that we're concerned about are the ones that are swapping boat on a bar napkin and not registering. And then they just abandon the boat. And now the taxpayer's burdened with having to remove that boat. And the environmental cost," he said.

Monroe County spends an average of $238,415 a year removing derelict vessels. It started the state's first turn-in program, where boat owners could voluntarily surrender their vessels before they sink and turn into marine debris.

Not The Fantasy You Think It Is

The liveaboard life can sound like a fantasy like the Matthew McConaughey movie "The Beach Bum" — which actually filmed on one of the boats on the hook off Key West a couple years ago.

But it's not always so easy. Michael and Amy Moore were counting the days until a captain arrived to pick up the boat they've been living on, anchored off Key West, since the beginning of the year.

"The folks that live out there full time — I don't know how they do it," Michael Moore said.

He said his lines have been tangled up in old moorings three times. It's hot out there. The Jet Skis buzz by. And it's no fun when it's blowing hard.

And even if they'll be gone before any new laws take effect, Amy Moore said she doesn't think the 90-day anchoring rule is a good idea.

"This is your labor force here. People can't afford to live here so they have to live out there and then you're going to make it harder for them to live out there?"

Liveaboard life is one of last ways to live relatively cheaply in the Florida Keys is on a boat, especially "on the hook."

Gregory said she wouldn't live on land, even though there's always something to fix on the boat. She just spent three days fixing a cut-off switch for her propane tank.

"At the end of that three days, all that frustration turns into, like, empowerment," she said. "I definitely don't think it's for everyone but there is the beauty of the struggle."

I was born and raised in Miami. Here are the 9 biggest mistakes I see tourists make.

• As a Miami local, I've seen some tourists repeat mistakes and overlook the best parts of the city .
• I wish more visitors learned a few basic Spanish phrases so they could interact with more locals.
• Peak season is a blast, but more people should consider coming during quieter months.

I've lived in Miami since I was born and still find new, exciting things to do here.

Being born and raised in Miami is a unique experience, as I was able to experience a lot of different cultures all at once.

I don't get to enjoy many tourist attractions these days, but I'm able to raise my family here while experiencing all the great things the city has to offer.

Miami is packed with fun things to do for people of all ages. Families can take advantage of warm beaches in Key Biscayne, night owls can party at hip nightclubs in South Beach, and adults can spend their evenings at upscale restaurants on Española Way.

Here are some common mistakes to avoid making in Miami to get the most out of your time here.

Some visitors don't attempt to speak or learn any Spanish even though it's many locals' native tongue.

Miami is famously a bilingual city , with Spanish and English being the primary languages.

Though English will get you where you need to go, knowing some Spanish can definitely help. Plus, Spanish-speaking locals will most likely appreciate your effort if you open a conversation in their native tongue.

So, when you go for your morning cafecito , or Cuban coffee, make sure to order a colada con mucha espumita, which is a Cuban-style espresso with a lot of foam. Trust me.

Miami has so many incredible Cuban joints, yet people insist on waiting to dine at Versailles Restaurant.

Many people know Versailles Restaurant as the place to go for Cuban food and coffee in Miami.

As a Miami native and a Latina of Cuban descent, I can wholeheartedly say Versailles isn't your only option.

There are countless Cuban cafés — called ventanitas, or windows — in Miami that serve cafecitos just as awesome as the ones I've had at Versailles, and these spots don't tend to have so many crowds.

Versailles' food isn't my favorite either. For delicious Cuban cuisine, I prefer Old's Havana Cuban Bar and Cocina on Calle Ocho, a legendary street in Miami's Little Havana neighborhood.

Many first-timers don't realize how many cuisines they can try here.

Miami is a global city with residents from all over the world, and they've brought different cuisines with them.

Depending on your mood, you can choose between Nicaraguan, Peruvian, Mexican , Spanish, Colombian, and Argentine food. I could go on listing cuisines, and they're all delicious.

Española Way , which is located between 14th Street and 15th Street on South Beach, is a magical little street to visit for a fun night out. It has a ton of mind-blowing Spanish restaurants and bars with live flamenco performances on weekends.

Miami is a year-round destination, though many tourists come only during peak season.

People flock to Miami for occasions like Art Basel and spring break , and both are fun. But if you want to see the city in all of its glory, visit during a less-popular time.

Peak season is November through March, but the weather is sunny pretty much year-round . So even if you come during a less popular time, you'll still probably be able to enjoy the warmth and sunshine.

Plus, you'll probably get better deals on hotels and airfare and avoid large crowds, which will make for better photos. You'll also be able to stroll on comparably empty sidewalks, snag a perfect spot on the sand , and enjoy amenities without such long waits.

Large crowds appeal to some, but Miami can also be a relaxing place to visit.

People get bogged down over South Beach hotels, but where you stay doesn't matter that much.

There are a bunch of hotels in South Beach, so don't worry if the one you want isn't available. If you're coming to this vibrant part of Miami, your hotel is mostly for sleeping and holding your valuables.

South Beach is only 17 blocks long and is pretty walkable, so you're not very limited by where you stay. You can also use trolleys, ride-hailing apps, and bikes to get around.

Some hotels are historic and have really cool amenities, but even if you aren't staying there, you can walk in , check out the space, and keep exploring. 

For example, The Miami Beach Edition has an ice-skating rink and a bowling alley in the basement.

A lot of travelers never venture beyond South Beach, but there's so much else to see.

There are so many unique places to visit in Miami that have nothing to do with the beach . 

If you're interested in experiencing authentic Cuban culture, check out Calle Ocho, where you can see domino games in action, eat authentic Cuban food at ventanitas, shop at local stores, and take in art.

Since you probably have a bathing suit in tow, you can drive to the historic Venetian Pool in Coral Gables. It has waterfalls and grottoes, and I've never seen a pool quite like it.

If you're into outdoor adventures, you can visit parks that offer land-based activities, like biking and hiking , and water adventures, like kayaking and swimming.

South Beach is famous for its beaches, but visitors miss a real gem if they don't go to Key Biscayne.

There are so many beaches to choose from in Miami, but I think Bill Baggs Cape Florida State Park in Key Biscayne has the best sand and water.

Locals know it as El Farito, a name that translates to The Lighthouse, because it's home to the Cape Florida Light, the oldest standing structure in Miami . 

I've visited a lot of beaches in the Miami area, yet El Farito's sand and water — which is shallow, clear, and warm — is unmatched in my eyes.

Just be sure to get there at the crack of dawn, as the beach fills up quickly.

I've seen a lot of vacationers walk around the city in bathing suits instead of actual clothes.

Miami isn't just a beach destination, and you realistically won't spend the entire day in the sand.

Bring proper attire to dine at award-winning restaurants , explore historic sites, and shop. It's also a good idea to check restaurants' dress codes ahead of time.

It's not a bad idea to dress up a bit when you go shopping in Miami. If you go to Lincoln Road Mall , a mile-long strip with shops of all kinds, an array of dining options, and some pretty cool bars. You never know where you'll stop along the way.

One of my favorite parts about being in Miami is sitting outside, enjoying a drink or meal, and people-watching. When you pick out clothes for your afternoon stroll, consider that you may end up doing activities other than walking.

Some people don't make time to explore Miami's art scene, and that's a huge mistake.

Miami is a pretty artsy city. After all, it does host Art Basel . In addition to the annual art fair, the city is home to a ton of museums, galleries, and a lively year-round art scene.

Wynwood Walls , a street-art museum that opened in 2009, has become one of the most Instagrammable locations in Miami. If you're into science, the Phillip and Patricia Frost Museum of Science is a must-visit, especially if you have children. 

Similarly, the Pérez Art Museum Miami has some of the coolest contemporary works and modern pieces I've seen, and they're made by artists around the world.

There's always something unique to see in Miami, no matter when you come.

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The Perfect Spot for Liveaboards in the Florida Keys -->The Perfect Spot for Liveaboards in the Florida Keys

Liveaboards up to the sounds of waves gently lapping against your bedroom every morning or watching the dolphins play as you sip wine on your deck. It sounds like the perfect vacation getaway, but for people who live aboard their vessels, this is an everyday reality. Living aboard a sailboat, catamarans, houseboats, and other vessels can give you a whole new perspective on life. Liveaboards in the Florida Keys offer a fresh take on the tiny living lifestyle. Here, you can live boundlessly and take your home on the open seas. Finding the right marina for your liveaboard can make a world of difference in your experience, which is why Mangrove Marina works so hard to ensure our marina has everything you need during your time with us, including wet slips rental in Tavernier. Our resort-like amenities combine with a beautiful location, and once you settle in, you might not ever want to leave. Our marina is spacious, stretching out across 20 lush acres. We have more than 100 wet slips designed for both transient and liveaboard boaters. Each wet slip is spacious and built to accommodate boats up to 70-feet long with 24-foot beams and 5-feet of draft. When you step off your deck and onto our fixed cement fingers and walkways, you will be ready to discover everything our marina has to offer, including breathtaking views and a laid-back atmosphere. Along with all the routine amenities marinas typically have to offer, including power, water, and pump-out services, Mangrove Marina also offers:

• Barbecue facilities
• WiFi and cable
• Bathhouses with showering facilities
• Laundry facilities
• Heated freshwater pool
• Bicycle racks

Also on our site is the always lively and ready to entertain Fin & Juice Bar, where you and your family can grab fun drinks, enjoy some great food, and listen to live music in a laid-back, classic Florida Keys setting. Our full-service marina in Tavernier is aptly named. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. In severe storms, you can protect your boats using our dry storage. Along with dry storage, we offer the full complement of essential maintenance services, including:

• Powerwashing
• Electrical work
• Top and bottom painting
• Marine system repairs
• Fiberglass and canvas repairs
• Engine work

Our full-service marina in Tavernier offers everything you need to maintain your vessel on-site and offer haul-out services. You don’t have to feel anchored to our marina during your time here. Launch off into Tavernier to explore everything our area has to offer, including shopping, kayaking, paddleboarding, snorkeling, the Wild Bird Sanctuary, Old Settlers Park, and plenty of restaurants, sightseeing, and fishing to fill your days and evenings. Mangrove Marina is located between markers 62 and 65 on the ICW if you are accessing from the water and in Tavernier, Fla., just off Mile Marker 91.7 from land. Contact us today to learn more about our wet slips rental in Tavernier or to plan your visit.

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Located at Mile Marker 91.7 on the Bayside (25’ 00.681 N) (080’ 31.110 W) Between Marker 62 and 65 on the ICW

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Alone on the Ocean, With 400,000 Friends

As Cole Brauer speeds to the finish of a solo race around the world, she is using Instagram to blow up sailing’s elitist image.

Before she could begin the Global Solo Challenge, a nonstop solo race around the world, Cole Brauer had to sail First Light, a 40-foot yacht, from Rhode Island to Spain. Credit... Samuel Hodges

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By Chris Museler

• Published Feb. 29, 2024 Updated March 1, 2024

Video dinner parties, spa days, stuffed animals, favorite hoodies and cozy, colorful fleece blankets. Cole Brauer’s Instagram feed hardly feels like the work of someone racing a 40-foot sailboat around the world in the Global Solo Challenge. But Ms. Brauer, 29, is not an average ocean racer.

In 2022, Ms. Brauer had tried out for another competition, the Ocean Race, which is considered the pinnacle of professional ocean racing. Sailors in that race are highly trained, wear matching foul weather gear and have corporate sponsors. And most of them are men. Ms. Brauer, who had sailed thousands of miles on high performance ocean racing boats, felt she was ready to join their ranks.

But after competing in trials in France, Ms. Brauer was told she was “too short for the Southern Ocean” and was sent on her way.

In spite of her small stature — she stands 5 feet 1 inch — Ms. Brauer rounded Cape Horn, Chile, on Jan. 26, the last of the three great capes of her journey to finish the Global Solo Challenge. It is a feat most of the Ocean Race sailors picked instead of her have never even attempted. And despite being the youngest competitor in the race, she is ranked second overall, just days away from reaching the finish line in A Coruña, Spain.

Along the way, her tearful reports of breakages and failures, awe-struck moments during fiery sunrises, dance parties and “shakas” signs at the end of each video have garnered her a following that has eclipsed any sailor’s or sailing event’s online, even the Ocean Race and the America’s Cup, a prestigious race that is more well known by mainstream audiences.

“I’m so happy to have rounded the Horn,” Ms. Brauer said in a video call from her boat, First Light, after a morning spent sponging out endless condensation and mildew from its bilges. “It feels like Day 1. I feel reborn knowing I’ll be in warmer weather. The depression you feel that no one in the world can fix that. Your house is trying to sink and you can’t stop it.”

Shifting gears, she added, “It’s all getting better.”

Ms. Brauer’s rise in popularity — she has more than 400,000 followers on Instagram — has come as a surprise to her, but her achievements, combined with her bright personality, have struck a chord. And she has set a goal of using her platform to change the image of professional ocean sailing.

“Cole wants to prove you can go around the world and watch Netflix every once in a while and wear your pajamas,” said Lydia Mullan, Ms. Brauer’s media manager. “As for her mental health, she’s really creating a space in her routine for herself, to create that joy she hasn’t seen in other sailors.”

Four months after she began the Global Solo Challenge, a solo, nonstop race around the world featuring sailboats of different sizes, Ms. Brauer is holding strong. Sixteen sailors began the journey and only eight remain on the ocean, with the Frenchman Philippe Delamare having finished first on Feb. 24 after 147 days at sea.

Ms. Brauer, who was more than a week ahead of her next closest competitor as of Thursday morning, is on track to set a speed record for her boat class, and to be the first American woman to complete a solo, nonstop sailing race around the world.

Her Authentic Self

Ms. Brauer has been happy to turn the image of a professional sailor on its head. Competitors in the Ocean Race and the America’s Cup tend to pose for static social media posts with their arms crossed high on their chests, throwing stern glares. Ms. Brauer would rather be more comfortable.

She brought objects like fleece blankets on her journey, despite the additional weight, and said solo sailing has helped give her the freedom to be herself.

“Without those things I would be homesick and miserable,” she said of her supply list. “We need comfort to be human. Doing my nails. Flossing. It’s hard for the general public to reach pro sailors. People stop watching. If you treat people below you, people stop watching.”

Other female sailors have noticed the same disconnect. “The year I did the Vendée Globe, Michel Desjoyeaux didn’t mention that anything went wrong,” Dee Caffari, a mentor of Ms. Brauer’s who has sailed around the world six times, said of that race’s winner. “Then we saw his jobs list after the finish and we realized he was human.”

Ms. Brauer, as her social media followers can attest, is decidedly human.

They have gotten used to her “hangout” clothes and rock-out sessions. Her team produces “Tracker Tuesdays,” where a weather forecaster explains the routes Ms. Brauer chooses and why she uses different sails, and “Shore Team Sunday,” where team members are introduced.

“In the beginning I looked at what she was doing, posting about washing her knickers in bucket and I was like, ‘No! What are you doing?’” Ms. Caffari said. “I’ve been so professional and corporate in my career. She’s been so authentic and taken everyone around the world with her. Cole is that next generation of sailor. They tell their story in a different way and it’s working.”

Finding a Purpose

Ms. Brauer was introduced to sailing at the University of Hawaii at Manoa. Those days of casual racing on the turquoise waters of Kaneohe Bay informed her vision of an inclusive sailing community. That image was shattered when she came to the mainland to try her hand at professional sailing.

“When I came to the East Coast it was so closed off,” she said of those early experiences. “I couldn’t get a job in the industry. Pro sailors were jaded. They didn’t want anyone to take their job. It’s a gig-based economy. Competition, we’re pinned against each other, especially women in high-performance sailing since there are fewer of us.”

“This whole process of being a pro sailor over the past five years, I feel mentally punched in the face and my legs kicked out from under me,” she added. “I screamed and I cried. Without those experiences I wouldn’t be as mentally tough. It made me callused.”

A big break happened when she landed a gig as boat captain for Michael Hennessy’s successful Class40 Dragon. The boat was a perfect platform to hone her ocean sailing skills as she ripped up and down the East Coast delivering it to races, often alone, pushing Dragon to its limits. Her Instagram posts of those adventures drew attention, and she was invited to tryout for the Ocean Race, a fully crewed race around the world in powerful 65-footers.

“I was crushed,” Ms. Brauer said of being rejected after the trials.

Ms. Brauer, though, found a new purpose. After months of living in her van and working on Dragon, she found a benefactor in F.K. Day, the president of World Bicycle Relief and the executive vice president of SRAM Corporation, who, along with his brother Lincoln, agreed to buy a boat and fund a massive refit for the Global Solo Challenge, which was only three months away.

Conducting the hurricane of activity last summer in Newport, R.I., Ms. Brauer knew this was her moment to shine. But representatives for her new sponsors had reservations about her bold social media experiment.

“I got a massive pushback: ‘How can you be so vain. This isn’t important. We don’t want to pay for this,’” she said. “I said none of this is going to matter if the world can’t see it.”

Her boat was covered with cameras her shore team could monitor, with technology allowing for constant recording that could be used to capture unexpected twists. Ms. Brauer got some immediate traction, but nothing prepared her for the numbers she would hit once the race began.

“We were taking bets in Spain,” said Ms. Brauer, who had to sail First Light nearly 3,000 miles from Newport to Spain as a qualifier for the race. “There was a photo of me excited we hit 10,000 followers. Ten thousand for a little race? That’s massive.”

A few months later she has 40 times that count.

A Dangerous Journey

Only a handful of solo ocean racers have been American, all of whom being male. Now Ms. Brauer has a larger following than any of them, pushing far beyond the typical reach of her sport.

“This is a really good case study,” says Marcus Hutchinson, a project manager for ocean racing teams. For me she’s an influencer. She’s a Kardashian. People will be looking for her to promote a product. She doesn’t need to worry about what the American sailors think. That’s parochial. She has to split with the American environment.”

Unlike her peers, Ms. Brauer is happy to do some extracurricular work along the way toward goals like competing in the prestigious Vendée Globe. “I’m part of the social media generation,” she said. “It’s not a burden to me.”

The playful videos and colorful backdrop, though, can make it easy for her followers to forget that she is in the middle of a dangerous race. Half her competitors in the Global Solo Challenge have pulled out, and ocean races still claim lives, particularly in the violent, frigid storms of the Southern Ocean.

“She was apprehensive,” Ms. Caffari said of Ms. Brauer’s rounding Cape Horn. “I told her: ‘You were devastated that you didn’t get on the Ocean Race. Now look at you. Those sailors didn’t even get to go to the Southern Ocean.’”

The question now is how Ms. Brauer will retain her followers’ desire for content after the race is over.

“She will be unaware of the transition she went through,” Mr. Hutchinson said. “She’s become a celebrity and hasn’t really realized it.”

Ms. Brauer, however, said she received as much from her followers as she gave them.

“They are so loving,” she said. “I send a photo of a sunset, and they paint watercolors of the scene to sell and raise money for the campaign. When I start to feel down, they let me stand on their shoulders.”

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How To Live on a Sailboat

Last Updated by

Daniel Wade

June 15, 2022

Living on a sailboat can be a rewarding experience, especially if you come prepared and make strategic lifestyle adjustments.

Living on a sailboat is possible if you find the right boat, stay organized, manage maintenance and utilities effectively, make an income, and choose a suitable marina. Anyone who follows these steps can live a frugal and comfortable life on a sailboat.

In this article, we’ll cover all the major points and lifestyle adjustments necessary to live a clean and comfortable life on a sailboat. Additionally, we’ll cover some of the benefits and go over the technical steps you’ll need to take to keep your boat in good shape.

We sourced this information from experienced liveaboards and included the lessons they learned from living on a boat.

Table of contents

‍ Decide if the Liveaboard Life is Right for You

Living aboard a sailboat can be a rewarding and life-changing experience. Many live aboard for adventure, and others choose to live a more laid-back lifestyle and reduce their living expenses. Regardless of your reasoning, it’s important to consider the realities of living aboard and the sacrifices you’ll have to make.

Living aboard requires careful attention to maintenance, good organization, and an actual desire to live the lifestyle. You can successfully live on a sailboat without experience if you’re willing to make some changes to your lifestyle, reduce the amount of stuff you own, and stay on top of maintenance.

Is Living Aboard Common?

Yes, many people live aboard sailboats. It’s legal in most places, and there’s a relatively large online community dedicated to the practice. The majority of people who live on sailboats do it because they love sailing and the lifestyle.

Liveaboard Sailboat Utilities

Like a house, your sailboat needs utilities if you plan to live aboard. These systems have been well-integrated over the years, so it’s pretty easy to get power, water, and fuel for living aboard. Here’s how utilities work on a liveaboard sailboat.

Power, Water, and Sewage

When living in a house or apartment, the only time you really have to think about power, water, and sewage is when the bill is due—or when it stops working. On a sailboat, these things aren’t so hands-free.

Boats store water and sewage in tanks. Usually, a sailboat has a freshwater tank (for drinking) and a greywater/black water tank (for sewage). Eventually, these tanks will be full and need to be dumped, but you don’t have to rely on your freshwater tank when living aboard.

Most liveaboards hook their sailboats up to shore power using a special marine extension cord and a dock outlet. Water is connected this way as well, and some marinas offer sewage hookups at each dock.

However, you’ll probably have to pump out your septic tank at a separate location every so often. Plus, marinas charge for power and water.

Saving Water and Power on a Sailboat

Conservation is key to a convenient and clean life on a sailboat. You may have unlimited fresh water from a shore connection, but your septic tank will eventually get full. This may necessitate taking shorter showers and other water-saving steps, which are good habits to develop anywhere.

Additionally, your sailboat’s electrical system is designed to operate with or without shore power. This makes it relatively easy to install solar panels or a wind turbine, which (with a battery bank) can completely eliminate your dependence on shore power.

Liquid Fuel

Sailboats usually don’t have electric or gas appliances. Instead, sailboat stoves and heaters usually run on liquid fuel such as kerosene, alcohol, or diesel. Unlike a house, you’ll need to haul in fuel and use it safely and conservatively.

Alcohol stoves are the cleanest, but diesel heaters are the most common. These systems must ventilate correctly and be free of leaks, and you have to clean them once or twice per season to ensure safe and efficient operation.

Liquid Fuel Alternatives

Liquid fuel can be messy, smelly, and dangerous if used or stored improperly. Most sailors don’t like having a diesel tank in their living room (understandably so), so they use practical alternatives.

For heating, you can use an electric heater when connected to shore power, provided your wiring is safe enough. Figure out what gauge of wiring your 110-volt system uses, and hire an electrician to retrofit it if the wiring is too thin.

Another alternative is propane, which is cheap and cleaner than diesel or kerosene. Propane stoves used for camping fit on top of liquid-fuel stoves, and they’re a great choice for cooking when in the dock. Additionally, portable indoor propane heaters can be used, provided you have adequate ventilation.

CO Detection

Always install at least one carbon monoxide (CO) detector in your boat, regardless of what kind of fuel you use inside. A sailboat cabin is essentially a ziplock bag and the perfect environment for carbon monoxide to settle.

Install the meter near the floor, as carbon monoxide tends to sink. Additionally, an extra meter in your sleeping area is a great idea as well. Always test your meter before using a propane heater inside, and keep a window cracked or a vent fan on regardless of the outside temperature.

How to Choose a Sailboat to Live Aboard

Choosing a sailboat to live on is the first step in the process. You’ll have to first determine what kind of a sailboat you want, your budget, and what level of space and comfort you’re looking for.

The smallest feasible liveaboard sailboat (in which you can be hygienic and stand up straight) is about 20 feet in length, though the average size ranges from 26 feet to 40 feet. This is strictly speaking for monohull sailboats, as multihulls like catamarans have very different size and space standards.

The average comfortable liveaboard for one or two people is about 30 feet in length. A boat like this is affordable on the used market and includes everything you need to live a normal and healthy life.

A 30-foot sailboat almost always includes a shower, a full-size marine galley for cooking (with an icebox), a comfortable sleeping area, and a separate space for dining and working. You’ll likely have additional sitting areas too, and a chart table for navigating.

Anything beyond 30 feet will add additional space, but the accommodations will be about the same. A boat 25 feet and longer will likely have good standing headroom, which is a necessity for the vast majority of liveaboards.

Liveaboard Sailboat Prices

Finding a boat is largely a budget issue. Thankfully, there are lots of used sailboats on the market that are suitable to live in and relatively inexpensive. New sailboats cost upwards of $150,000–but don’t use this price as a benchmark for used sailboats.

The majority of suitable liveaboard sailboats can be found for less than $50,000, and a little bit of searching can get you a nice liveaboard for $10,000 or less. This makes the lifestyle an affordable option for many people, especially if you have a house or a car to sell prior to purchasing your boat.

The price of a used sailboat doesn’t necessarily predict its value or condition. Used sailboats, especially those 30 to 50 years old, don’t have pricing guides like cars do. Additionally, the maintenance and docking requirements often prompt owners to sell for far less than they’re worth.

Sailboat Accommodations

The minimum accommodations you’ll need to live aboard are a galley (kitchen), a table for eating and working, and a head with a toilet and a shower. Almost all cabin sailboats have a berth (bed), even if they don’t have anything else.

You’ll want a sailboat with electrical power too. Most sailboats produced after the 1940s are equipped with electric lighting and outlets, so just make sure that they work. All of these features can be found on sailboats 25 feet and larger.

Sailboat Condition

Condition is another important element to consider, and it can make or break your liveaboard experience. A sailboat with mold, leaks, a messed up electrical system, or other systemic problems can hamper the quality of life and be more trouble than it’s worth.

Cosmetic repairs are much easier to deal with than other problems, and you can always reupholster the interior. When given the option, choose a sailboat that’s solid and sanitary over one that looks good but has serious issues.

How to Stay Organized on a Sailboat

Staying organized is a big part of living aboard, and it can make the experience much more enjoyable and practical. In fact, liveaboards say that staying organized is one of the most important skills to develop. Here are some tips for staying organized aboard a sailboat.

Downsize Your Tools

Everyone needs a certain set of tools to live a clean and healthy life. These include cleaning equipment, dishes, pots and pans, and so on. On a sailboat, your primary constraints are space, power, and water, so you’ll have to develop a system that makes the most out of each.

Start with your cleaning equipment. Toss out that large vacuum and replace it with a dust buster. A well-made dustbuster-type vacuum can easily keep a sailboat clean, even if you have pets. It’s worth splurging on the best one you can find, as you’ll get more out of the space and electricity with a high-quality unit.

Next, change your habits to reduce the amount of cleaning you have to do. Try to minimize crumbs and spills by eating only at the table, and use glasses designed for sailboats.

Additionally, you can reduce the size of your cooking utensils and wash them immediately instead of using a second or third pan before doing the dishes. You’d be surprised by how much stuff you can do without if you’re conscientious about what you use.

Dedicate Storage Spaces

Dedicate storage spaces aboard to specific types of items. For example, choose a cupboard for cleaning supplies and figure out how to fit everything you need inside. Keep safety equipment in one area, and be sure to separate dirty from clean items.

For example, you can choose a cockpit locker for storing sails, engine tools, and other items to keep the smell and grime of diesel fuel, oil, and fiberglass resin away from your living space. Sailboats are often filthy because outdoor items are stored inside, but you can break this trend by separating them into logical spaces.

Many sailors store clothing underneath sitting areas, and you can keep them clean by using vacuum-seal bags or plastic boxes. Glasses can be stowed overhead, and books can be kept on exposed shelves.

Buy Smaller Items

This will cost more initially, but using supplies conservatively can offset the cost. Things like soap bottles, toothpaste tubes, and paper towel rolls are usually purchased in bulk but are available in smaller quantities.

It’s cheaper to buy in bulk, this is true. But some items that take up lots of space in bulk simply aren’t worth sacrificing a sitting area or an entire box of clothing for. Over time, you can use the smaller quantities to become aware of how much you use and how to reduce costs.

Reduce Garbage

We produce a lot of trash. Trash is the most useless waste of space aboard a sailboat and also one of the worst contributors to unpleasant odors and unsanitary conditions. The simplest solution is to stop using as much disposable stuff as possible.

A dish rag used instead of paper towels will reduce costs, save space, and last infinitely longer. Avoid buying items with excessive packaging, and if you do, dispose of the package onshore before bringing it aboard.

This is a great opportunity to eat healthier, too. Many liveaboards live without a microwave, as it saves space and vastly reduces the amount of processed food and food packaging trash you produce.

Instead of throwing out extra food every day, cook portions that you can finish. You’ll have to shop more often, but you’ll have more fresh food every day and your health will improve in the long run.

Downsize Your Stuff Collection

The most dramatic shift that new liveaboards have to contend with is the lack of space. There’s simply not enough space on a sailboat to store years of stuff. Unused Christmas presents, old shoes, that workout machine you got at a yard sale—it’s all gotta go.

Things like photo albums and hard drives should be kept (maybe offsite), but other items can almost always be disposed of one by one.

An easy way to choose what to donate or throw away is to lay everything out on your driveway and sort through each item individually. Address each item one by one, and decide if it’s indispensable. After you’ve chosen all of the things you need, the rest of the space can be used for the things you don’t need but want to keep.

How to Make Money Living on a Sailboat

Another necessity when living aboard is money. Unless you’ve got a major nest egg, you’ll need to work and make a living somehow. Decades ago, this was complex, as there were few jobs on the waterfront that paid well and didn’t break your back. But today, you can make a full-time living without stepping foot onshore.

Remote Work and Freelancing

Remote work is the best prospect for making a liveaboard income. The minimum required to survive is between $1,000 and $2,000 per month, and virtually everyone can utilize or learn a skill to make money online.

Freelance careers, such as writing, web design, or coding, are a great option if you have the skills or want to learn, and entry-level opportunities are available. Additionally, personal assistant jobs are a way to go if you have experience in that field or want to give it a shot.

If you already have a job, enquire if it’s possible to work remotely. Today, many types of work can be accomplished remotely, including everything from mortgage underwriting to accounting.

Living aboard is the perfect opportunity to start a career, such as photography. The reduced expenses and location give you an opportunity to learn the ropes without going broke in the interim, and you can do virtually everything involved with an internet connection and shore power.

Boat Repair

Living aboard a sailboat puts you in the best environment for boat repair work. Skilled mechanics, carpenters, and handymen can find work almost anywhere that boats are stored. You’ll have to ask around, but liveaboard mechanics are indispensable in many areas.

Engine repair pays very well—upwards of $50/hour—as local mechanics like liveaboards can charge below shop rates. Fiberglass and hull cleaning gigs can net several hundred dollars per boat, and cosmetic/interior repairs also pay generously.

Finding a Place to Dock

Finding a marina is one of the most frustrating steps to living aboard, as location has a big impact on cost and the viability of living aboard. Some marinas encourage liveaboards, but others ban it outright.

A good medium is a clean marina with a few liveaboards, as these areas encourage responsible living and quickly expel people who don’t respect the area. Piles of garbage on derelict boats are unsanitary and shouldn’t be found in the best marinas.

The best way to find a marina is to call all the local docks and inquire about living aboard, price, and general atmosphere. Additionally, pay each marina a visit to see what it’s like in person. Try to talk with other liveaboards about marina management, hidden costs, and how they like the experience. This can save headaches down the road.

Where to Learn More

The liveaboard community online is sizable, especially on platforms such as YouTube. If you’re looking for insights, spend some time on the internet searching for videos and forums on the topic.

Lots of channels are dedicated entirely to living aboard, and you can learn a lot about day-to-day tasks and realities. It’s an excellent opportunity to learn vicariously and improve your liveaboard experience, and it gives you an opportunity to meet other people who share your new lifestyle.

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I've personally had thousands of questions about sailing and sailboats over the years. As I learn and experience sailing, and the community, I share the answers that work and make sense to me, here on Life of Sailing.

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