Anchor Marine Underwriters

Yacht Club Insurance Coverage

Contact us to discuss your boat and yacht insurance coverage options:

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Yacht Clubs face a variety of both land-based and maritime exposures and need several different forms of insurance to be properly covered . To address these needs Anchor Marine has partnered with number of insurance companies that specialize in offering yacht club insurance packages .

Anchor Marine can assist a club in tailoring a package to meet its specific needs and shopping for the * most competitive policy . *

Below is a list of yacht club insurance coverages typically available under this package:

*Yacht Club general liability that automatically includes Club members, volunteers and directors and officers as insured’s. The club’s liability for sailing regattas, sailboat races and boating instructional programs is also included.

**Protection & Indemnity for boats owned, borrowed by, loaned to or rented by the club for use in their normal club operations. Crew coverage included.

*Marina operator’s legal liability for third party (including members) boats at the Club’s facility.

*Limited Pollution Liability for clean up expense, damage to owned property and damage to third party property.

“All risk” coverage for *property, piers, wharves, docks and miscellaneous equipment.** Replacement Cost is available.

Business income and extra expense coverage.

*Physical damage coverage for boats owned by the club. Also provides coverage for boats loaned to or borrowed by or chartered by the Club.

*Liquor Liability.

*Employee dishonesty.

Call or e-mail us for a boat club insurance quote today!

Toll Free 800-726-2728 | Local 206-273-6996 | [email protected]

IMPORTANT NOTE: This summary provides only a simplified description of insurance coverages in general and is not a statement of contract. For complete details of coverages, conditions, limits and losses not covered, be sure to read the actual policies, including all endorsements.

Alternative Insurance

Yacht Club Insurance

Yacht Club Insurance

Helps cover reasonable medical and related expenses associated with injuries sustained on or off of an insured yacht, as well as property damage caused by accidental spillage of contaminants.

Look for policies with actual cash value coverage that pay out what the boat was worth at the time of loss (vs agreed value), as well as salvage coverage in case your yacht drags or gets dislodged from its moorings.

General Liability

Burgee Program is an all-encompassing yacht club insurance policy designed to cover every imaginable risk a club might encounter on land and sea. Spearheaded by Gowrie Group’s marine experts and underwritten by leading A-rated carriers, its purpose is not only to protect the club itself, but also board members, flag officers, volunteers, members and employees of an organization.

Yacht policies offer much broader coverage than standard watercraft liability policies, protecting permissive users, crew and Jones Act (crew) liabilities as well as maritime-specific coverages like loss of charter hire income or replacement cost on physical damage to hulls, machinery docks or equipment.

An inclusive Yacht insurance policy features higher limits for personal accident and medical expenses for crew, limited pollution liability coverage, all risk property coverage for buildings, piers, wharves, docks and other structures as well as hurricane haul out deductible. Furthermore, standard property and general liability extensions that allow marinas to negotiate rental or storage contracts are included within its pages.

No matter if you are a yacht club, sailing school, community program, premier boat builder/manufacturer or yacht broker; our team has the resources and experience necessary to offer only top quality coverages available on the market today. With our dedicated and knowledgeable underwriting and claims teams at your side, our goal is always exceptional service delivery.

PURE member yacht captain experienced damage during her voyage from Rhode Island to Antigua; when the damage occurred in Bermuda her adjuster assisted with making initial repairs that kept the member on schedule with meeting family for Christmas, and prevented delays caused by weather.

Additionally, our Yacht Club Program provides coverage for loss of use and business interruption as well as liability protection for directors and officers that isn’t included in a standard commercial general liability policy – making this an invaluable addition to your policy!

Directors & Officers (D&O) / Board Insurance

Running a yacht club entails more than simply sailing – it involves building community, offering educational programs and social events, hosting regattas and much more. All of this comes with inherent risks — both marine and land-based — that must be covered for by insurance solutions from A-rated carriers such as ISR to ensure your organization remains fully covered.

Property coverage is essential for your marina, providing protection from fire, flood or windstorm damage to its buildings, equipment and boats in case of fire, flood or windstorm, business interruption coverage can help cover lost revenues due to insured perils while liability coverage protects against lawsuits for personal injuries, property damages, false advertising and libel or slander claims as well as liquor liability coverage if alcohol is served at your facility as well as pollution liability for cleaning expenses and fines that result from environmental incidents on either land or sea.

Directors & Officers (D&O)/ Board Insurance protects your yacht club board members against financial loss in the event of claims alleging mismanagement, conflict of interest or other “wrongful acts” which might compromise its operation. Our policies can include member to member coverage that helps safeguard personal assets of club members.

Sailing organizations face unique and intricate risks on and off the water at any given moment of each day. At H2O Consulting Services we’re specialists at understanding your operation and safeguarding it against risks that could compromise its success.

At present, over 1,300 organizations enjoy peace of mind through The Burgee Program, a comprehensive insurance solution designed for yacht clubs and community sailing programs managed by Gowrie Group’s marine experts underwritten by Chubb and approved by US Sailing. This insurance program safeguards not only sailing organizations themselves, but also board members, flag officers, volunteers, members and employees – with coverage provided such as yacht club accident & illness insurance , access to Gowrie’s extensive youth sailing safety programs for youth sailors as well as loss control services with claim advocates – to name but a few!

Business Interruption Insurance

Business interruption (BI) policies offer marine clubs coverage against lost income and expenses after disaster strikes, including temporary facility rent or lease payments, payroll expenses, loan payments and operating costs while they recover. They may even cover additional expenses like reestablishing credit lines or expediting shipping of critical equipment necessary for return to normal operations. BI policies are often included within comprehensive business owners policies (BOP), which also bundle together essential marine coverage such as general liability and commercial property policies into one affordable package.

Insurance professionals recognize that marine businesses may overlook the impact of lost income when planning their insurance needs. Spending some time to assess how likely it is that operations can resume after a disaster strikes is vital in deciding the appropriate amount of BI or extra expense coverage to purchase.

Standard Business and Equipment Excess (BI/EE) policies typically cover physical losses at your specified premises; however, coverage enhancements may extend coverage to losses in off-site locations essential to your business, such as your largest supplier’s hub location or utility company services.

Marina operators, yacht clubs and community sailing programs should consider investing in a comprehensive commercial marine insurance package to cover primary liability exposures as well as umbrella coverages such as docks/slips/piers hull and machinery work boats/repair/fueling coverage, fleets regatta liability, regatta liability and sail training liabilities. In addition to these basic coverages specialized extensions tailored specifically for marine businesses like terminal operator liability/charterers legal liability/ship repairer/stevedore liabilities/stevedore liability/stevedore liability/stevedore liability among many more.

Comprehensive marine insurance packages provide the ideal way to shield maritime businesses from the financial impact of disaster. Reach out to Gowrie Group’s marine business insurance professionals for an assessment of current coverages and options for yacht clubs or community sailing programs. Gowrie proudly offers its Burgee Insurance Program which has been designed specifically to address this need; it is endorsed by US Sailing and underwritten by Chubb .

Volunteers Personal Accident Insurance

Since 2000, the Burgee Insurance Program has provided America’s yacht clubs with comprehensive protection through Gowrie Group | Risk Strategies’ comprehensive sailing insurance designed specifically for sailing organizations endorsed by US Sailing. Club leaders, board members, flag officers, volunteers and membership can find relief through this policy provided by US Sailing; offering protection they need and deserve for years to come.

The Burgee program covers an array of physical assets and liability risks, from property damage to buildings, docks and equipment to business interruption, directors & officers (D&O) liability, employment practices liability, marina management liability and professional indemnity policies as well as additional optional covers. Chubb’s marine underwriting covers are managed by Gowrie Groups | Risk Strategies as Official Insurance Agency of US Sailing.

A significant portion of any policy dedicated to volunteers for an organization should focus on protecting their personal belongings. This coverage protects them against bodily injury or property damage liability claims related to volunteer activities as well as excess automobile liability in case they have an accident while working.

As well as basic property and auto coverage, volunteers also benefit from additional medical insurance if they become injured while volunteering. This coverage pays up to $25,000 towards treatment costs associated with an accident at their volunteer activity resulting from medical treatment, hospitalization or nursing care resulting from their volunteer activity; it acts as secondary coverage unless no other existing health or dental coverage exists for that volunteer.

Unother distinctive feature of the program is that it includes a separate coverage option for hull and machinery insurance for any of their vessels owned by an organization, covering a wide variety of events such as racing or collisions with non-owned vessels, trailer dollies or when used during use by this organization itself.

Contact our team of specialists now if you would like a yacht club insurance quote – they would be more than happy to assist. As we specialize in all areas of yacht and boat club insurance .

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Yacht Insurance

Protect your superior watercraft with superior protection from Chubb.

yacht club insurance programs

Chubb has been a leading provider of yacht insurance for over 100 years, offering some of the most comprehensive policies available for private, pleasure watercrafts. Being on the water is an experience of peace, calm, and new adventures on the horizon. It’s an experience you want to protect. Our Masterpiece® Yacht insurance policy offers superior coverage for pleasure yachts 36 feet or greater in length. And for captained vessels 70 feet or greater in length and valued at $3 million or more, our  Masterpiece Yacht Preference policy has the specialty coverages you and your crew need.

Masterpiece® Yacht Policy Highlights

Agreed Value Coverage

We pay the entire agreed amount, with no deductible, for a total loss. With our Masterpiece Yacht Select policy, eligible vessels can receive Replacement Cost coverage up to 120%.

Liability Protection

Limits of coverage to suit your personal needs, including: legal defense costs, liability as required by the Oil Pollution Act of 1990, wreck removal, and Jones Act coverage for paid crew.

Replacement Cost Loss Settlement

Repair or replacement of covered property is paid for without deduction for depreciation for most partial losses.

Uninsured/Underinsured Boater Coverage

Pays for bodily injury to persons aboard the insured watercraft who are injured by an uninsured owner or operator of another vessel.

Medical Payments

Reasonable medical and related expenses are included for all those onboard, boarding or leaving the covered vessel. These benefits are provided on a per person basis, rather than per occurrence. Optional and customized limits are available.

Search & Rescue

Up to $10,000 for the expenses incurred by an insured in relation to a governmental unit such as the United States Coast Guard (USCG) who provide emergency aid and assistance are included for no additional charge. With our Masterpiece Yacht Select option, coverage is available up to $25,000.

Longshore and Harbor Workers’ Compensation Act (LHWCA)

When Liability coverage is purchased, coverage is automatically provided for those employed aboard the vessel who are within the jurisdiction of the LHWCA.

Personal Property & Fishing Equipment Coverage

Protection is automatically included for the clothing, personal effects and fishing gear of the boat owner and their guests. Optional higher limits are available.

Coverage for Marinas as Additional Insured

Marinas, yacht clubs and similar facilities where clients keep their vessels are included as Additional Insureds.

Trailer Coverage

We automatically include coverage up to $5,000 for your trailer used with your insured vessel. Higher limits are available.

Emergency Towing & Assistance

Our policy includes this coverage with optional higher limits available.

Boat Show & Demonstration Coverage

We automatically provide this coverage, at no additional charge.

Precautionary Measures

We will pay up to the policy limit the reasonable costs incurred to haul, fuel or dock the insured watercraft endangered by a covered peril.

Bottom Inspection

We will cover the reasonable costs to inspect the bottom of an insured vessel after grounding, stranding, or striking a submerged object. There is no deductible for this coverage.

Oil Pollution Act of 1990 (OPA) Coverage

If Liability coverage is purchased, our policy provides coverage in addition to the Liability limit, up to the required OPA statutory limits, regardless of the Liability limit chosen. Additionally, if the OPA statutory limit is increased in the future, our policy will automatically increase the applicable OPA limit to match the new higher statutory limits.

Temporary Substitute Watercraft

Up to $5,000 to charter a temporary substitute watercraft if the insured vessel is out of commission due to a covered loss and cannot be repaired within 72 hours. With our Masterpiece Yacht Select policy offering, the limit of Temporary Substitute Watercraft is increased to $10,000.

Marine Environmental Damage Coverage

This feature provides protection up to $10,000 for fines and penalties as a result of marine environmental damage, as defined by the policy terms. Coverage is provided in addition to the insured's applicable Liability and OPA limits. With our Masterpiece Yacht Select policy offering, the limit of Marine Environmental Damage Coverage is increased to $25,000.

57% of boating accidents happen on calm days with waves less than 6 inches.

yacht club insurance programs

Chubb offers some of the most comprehensive protection and services available rain or shine.

*Source: 2016 Recreational Boating Statistics, United States Coast Guard

Masterpiece Yacht Preference

Masterpiece Yacht Preference fulfills the specialty insurance needs of luxury yacht owners with captained vessels 70 feet in length and greater, valued at $3 million or more.

No depreciation applies on the following items

Machinery inside the hull, Personal Property, dingy/tender, and Personal Watercraft.

Emergency Towing Service

We include coverage up to the amount of Property Damage with no deductible.

The medical payments limit offered is on a per occurrence basis, and we will pay costs incurred up to three years from the date of occurrence.

Marina as Additional Insured

The marina, yacht club, or similar facility where the insured yacht is docked, moored, or stored is included as an Additional Insured.

Captain and Crew Coverage

Liability coverage is extended to the captain and crew members serving aboard the insured yacht.

Defense Costs

Defense costs are included in addition to the limit of liability and includes up to $50,000 loss of earnings.

Mooring or Slip Rental Agreement Waiver

When waiver of subrogation is required through a written contract by a yacht club, marina, or similar facility used for the purpose of storage or slip rental, our Masterpiece Yacht Preference policy will permit an insured to waive their rights of subrogation.

yacht club insurance programs

Masterpiece® Recreational Marine Insurance Brochure

Your client’s guide to watercraft protection. Make sure they’re protected, with the right coverage, so they can relax on and off the water.

Related Coverage

We provide exceptional boat insurance with tailored protection.

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yacht club insurance programs

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yacht club insurance programs

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This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.

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How Yacht Club Insurance Can Help Mitigate Risk

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From organized cruises to regattas to educational programs, your yacht club provides a valuable social community and is part of a long and storied tradition. Like sailing, however, running a yacht club also comes with risks. Our insurance packages can help your organization safely navigate those risks.  

Helpful Risk-Reduction Tips for Yacht Harbours

Yacht Club Insurance

The following precautions can help protect your guests, members, volunteers and the general public and minimize the potential liability risks faced by your organization:

  • Post signage that clearly warns of dangers around the club
  • Perform regular inspections on your club’s moorings, planks, signs, electrical cords, equipment and machinery
  • Have first aid kits, fire prevention equipment and defibrillators at easy-to-spot locations throughout the club and ensure staff are properly trained on them
  • Have emergency protocols in place including an evacuation plan and a crisis response team
  • Install up-to-date surveillance and security systems throughout the harbour
  • Back up your harbour’s risk management strategy with comprehensive insurance that covers all of its risks

Yacht Club Insurance Coverages

Commercial General Liability Insurance – can provide legal coverage for lawsuits alleging personal injury, property damage, false advertising and libel & slander brought against your business.

Liquor liability – liquor liability coverage is necessary if your club serves alcohol as it can protect you from legal liability for the actions of an intoxicated guest or member.

Pollution Liability Insurance – can cover cleanup costs, fines and legal fees related to pollution and spill liability.

Property Insurance – is vital for your harbour as it can provide coverage for buildings, equipment, boats, etc., in the event of a fire, flood, windstorm and other perils.

Business Interruption   – this policy can provide you coverage for business income lost due to an insured peril.

Hull & Machinery Insurance & Protection and indemnity Insurance – can cover your club’s vessels, personal watercraft, borrowed and non-owned boats and barges for damage and legal liability for collisions that take place with other vessels and installations that result in property damage, bodily injury and death.

Directors & Officers (D&O) / Board Insurance – protects the directors and officers of your club whether they are volunteer or salaried members of your board. Officers and directors can be held personally liable in lawsuits alleging mismanagement, conflict of interest and other ‘wrongful acts’ without this coverage.

Related Article

P&I: Marine Insurance Explained

ALIGNED – We’re here to protect your yacht club from running aground

When you choose ALIGNED, you get an advocate working with Canada’s top insurance companies to get you comprehensive yacht club insurance solutions that covers your liability protection and business risks at competitive rates.

Commercial insurance is all we do. The commercial insurance experts at ALIGNED can save you time, money and the hassle of shopping around for the right marine vessel club insurance at the best rates. Contact an ALIGNED advocate to get a free quote in minutes or get started right away by using our free online tool .

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One-Design Insurance Program  

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Specialized Insurance Solutions for One-Design Sail Boats

Whether you sail for fun, race occasionally, or are pursuing an Olympic campaign, Gowrie Group's specialized one-design insurance program will meet your unique needs as a One-Design sailor. Coverage options can be customized to match your racing plans and liability needs, with options to coverages for your dolly, trailer, extra gear, multiple owners, and paid crew.  If the type of boat you own is not already an approved One-Design Program class and is 30 feet and under with an active builder and active class, we can look to add it to our list of approved classes. We understand that you are traveling across the country and internationally to train and race your boat, so we make it easy for you to get a quote and buy your policy online.

One-Design Insurance Program Highlights

  • Endorsed by US Sailing, members eligible for a 10% discount
  • Annual 12-month policy
  • Racing is covered
  • Coverage options available for North American or Worldwide navigation
  • Third-party liability options of $300k, $500k or $1million available in North America, and up to $2million for Worldwide navigation 
  • Option to add your sailing organization, yacht club, or marina as an "Additional Insured"
  • Optional coverage for chartering (when chartering to others or when chartering for your own use)
  • Optional coverage for dollies, trailers, extra masts, and multiple owners
  • Available to nearly 200 active one-design classes

Qualifications to add a One-Design Class

  • Review the list to confirm not already part of the 200 approved one-design classes
  • The boat must be 30 feet or under in length
  • Class must have an active builder and active fleet
  • Must not be of wooden construction
  • New classes can be added by contacting the Gowrie One Design Program Manager

Foiling and Foil Exclusions

  • Foiling and foils are EXCLUDED from coverage for most classes. See policy language.
  • Nacra15 and Nacra17 are approved for coverage, however, coverage exclusions and limitations apply.  See policy language.
  • Not all coverages are available in all states. See policy language. 

Learn More & Request a Quote

  • Email a One-Design Specialist
  • Get a Quote and Buy Policy Online
  • Complete a Fillable PDF One Design Program Application  
  • Event Insurance:  If you need insurance for a single regatta in the USA, complete our Event Insurance Application and Email to [email protected] . Event insurance is available if you are using your own boat or if you are chartering a boat owned by someone else. 
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How we can help you

With us on board, your marine trade is in safe hands. We bring industry expertise, professionalism and a genuine passion for all things marine to the table, from our real-world sailing experience to our sponsorship of marine charities and events.

Boat repairers keep the marine industry afloat. And with such a variety of vessels in use around the world, boat repair businesses are just as wide-ranging. Our experienced marine repair insurance team can find the right cover for boat repair businesses.

Whether you deal with luxury yachts, motorboats, cruisers or commercial boats, we can tailor your boat dealer insurance to your specifications. We will talk you through options to cover risks such as your stock and liability.

When you operate a boatyard, you must ensure the vessels in your care are kept in pristine condition. So it’s vital they’re protected. With Haven Knox-Johnston’s boat yard insurance cover, you can rest with ease knowing you’re in the right hands.

Every type of boat and yacht needs care to stay seaworthy, that’s why chandleries are so important. Our expert team have the knowledge and experience in Chandlery insurance to find the right level of cover and tailor it to your business.

Charities play an important role in the marine sector – offering people of all ages and circumstances much-needed support and new opportunities that can change lives. With our expert knowledge of the marine industry, we can tailor your insurance to the unique needs.

Marine charters play an important role on the global stage – enabling everything from the transport of cargo to offshore support. All charter marine companies need specialist marine charter insurance for their particular level of risk.

Whether you operate a small riverside marina or a large coastal marinas with over a thousand berths, you’ll need specialist marina insurance that can protect you, your business and your customers.

By talking to you and getting to know your business, we will be able to source the most appropriate riggers insurance from our network of providers and tailor your policy to match your liability.

Every sailing and boating club operates differently, so we take the time to understand how you run yours, which means we understand the importance of protecting your club with the right sailing club insurance.

Depending on how you teach, your pupils, and the size and activities of your school. We have the marine industry connections and strong network of insurers to ensure your sailing classes are correctly covered.

As a marine surveyor, it’s your responsibility to assess the condition of a vessel, from its hull to its machinery. As surveying a boat is an important part of the sales process, for peace of mind it’s worth covering yourself with marine surveyor insurance.

Use Haven Knox-Johnston Commercial to provide your marine trade insurance for peace of mind. We understand that every tradesman operates differently, so we’ll dive into the details of your business to find a policy that suits your needs.

We aim to get to know your club, so we can provide the right yacht club insurance to protect you and the facilities you offer. From the secure storage of your members’ personal data to the safe running of events, we cover it all.

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Yacht club insurance

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Yacht clubs provide a haven for members – bringing together a community of like-minded yachters and skippers with whom to sail, race or simply socialise. But every yacht club is individual, so your yacht club insurance should be too. We aim to get to know your club, so we can provide the right yacht club insurance to protect you and the facilities you offer.

Whether it’s the marina space you provide, the clubhouse facilities, or catering and entertainment, yacht clubs come with many responsibilities on a day-to-day basis that we take into consideration in your policy. From the secure storage of your members’ personal data to the safe running of events such as races or sailing days, we will assess your level of risk and build a bespoke yacht club insurance program that takes good care of your club.

We provide:

  • Expert advice and specialist knowledge of yacht clubs and their liability.
  • Access to a wide range of insurers for high-quality cover.
  • Commercial Combined
  • Management Liability
  • Public Liability
  • Personal Accident
  • Directors & Officers
  • Engineering
  • Protection & Indemnity, and much more.
  • Professional, prompt and personal service – from the first point of contact to making a claim.

Yacht club insurance

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VIP Russian

Night Moscow is wonderful: the city doesn’t sleep and the most interesting begins at night. Dozens of premium nightclubs, hundreds of night venues await their guests and are ready to surprise with spectacular programmes and do their best to entertain you! We are sure you won’t feel like sleeping!

Night venues of Moscow are known for their high level, service, and furious vibe! Expensive cars, beautiful women, successful men, modern music, wonderful cuisine, and luxury beverages. Best DJs from around the world, star hosts and performers.

Want to have fun surrounded by many beauties? Sure thing! The best striptease-shows of Moscow will touch your feelings. Enjoy the incredible performances, passionate dances, the beauty of svelte bodies, spicy privates, free yourself and get unforgettable impressions. We guarantee you’ll have great moments to tell your friends about!

The best striptease clubs of Moscow are marvelous interiors, bright shows, the most beautiful dancers and, surely, safety and privacy of the guests.

For your entertainment we are ready to organize shows of any format and scale. The show can be held for you personally, for example in your apartment or private rented space, or artists can perform in a public place where you will spend time – for example in a nightclub.

In the show we can realize all your wishes and ideas, you only need to want and tell us about them!

We can offer you the following formats:

  • Extreme acrobatic show
  • Show with bears or other animals
  • Vocal shows
  • Playboy style
  • Oriental dances
  • Russian national show

There are so many amazing nightclubs in Moscow that it is often very difficult to choose a place to spend the evening.

We would like to offer you an exclusive program:  A Night Tour of the best clubs of Moscow. Taking into account all your wishes and ideas we will make a personal route and reserve a VIP-lounge or VIP-table in the best clubs of Moscow (for example it can be the most prestigious night clubs or gentlemen’s clubs or strip clubs). We guarantee the passage of dress and face control.

You will visit 3 or 4 or more clubs and familiarize with its services. From club to club you will move by the car of Executive class. Food and drinks are included in deposit (around 700$ per club). Your personal manager-interpreter will assist you.

This tour can be organized for a single guest or for a group.

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mbbs in russia

Lomonosov Moscow State University

The university.

  • Recognitions
  • Eligibility
  • Fees Structure

Originally founded in 1755 as Moscow State University in the city of Moscow, Lomonosov Moscow State University is one of the oldest and well-recognized medical universities in Russia.The University offers a range of medical programs, most popular of which is the General Medicine Program called MBBS.  Presently, the University has about 47,000 students studying on its campus and an academic staff of about 5,000 members. The scientific library of Lomonosov Moscow State University has a collection of about 10 million copies of books and medical periodicals and facilitates more than 57,000 readers. To facilitate advanced research and international clinical training, Lomonosov Moscow State University has collaboration with more than 15 research institutes and clinics and more than six medical schools and universities. For facilitating clinical rotations of the students, the university has more than 24 clinical bases across the city. Lomonosov Moscow State University is approved by the Medical Council of India (MCI) and offers a 6-Year Program for MBBS in Russia. Students in India, who have qualified NEET, can apply for direct admission to the MBBS Program of Lomonosov Moscow State University.

yacht club insurance programs

Ministry of Science and Higher Education, Russia

yacht club insurance programs

World Directory of Medical Schools (WDOMS)

yacht club insurance programs

Medical Council of India (MCI)

yacht club insurance programs

Educational Commission for Foreign Medical Graduates (ECFMG)

yacht club insurance programs

Medical Council of Canada (MCC)

yacht club insurance programs

Foundation for Advancement of International Medical Education and Research (FAIMER)

To get admission to the MBBS Program of Lomonosov Moscow State University, the student must qualify NEET-UG (National Eligibility cum Entrance Test-Undergraduate). 

Besides NEET-UG, there is no requirement to go through any additional entrance examination.

yacht club insurance programs

RUS EDUCATION SUPPORT

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INDIAN FOOD

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MODERN CLASSROOMS

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Medical Laboratories

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Clinical Training

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yacht club insurance programs

FMGE (Foreign Medical Graduates Examination) Preparation

yacht club insurance programs

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yacht club insurance programs

  • Lomonosov Moscow State University was established in 1755 in the city of Moscow.
  • Presently, Lomonosov Moscow State University has about 47,000 students and an academic staff of about 5,000 members.
  • Library of Lomonosov Moscow State University has a collection of about 10 million books and medical periodicals.
  • For clinical rotations, the Lomonosov Moscow State University has more than 24 clinical bases across Moscow city.

University Address

Mbbs program, admission & support, examination support, student life.

mbbs in russia

Originally founded in 1755 as Moscow State University in the city of Moscow, Lomonosov Moscow State University is one of the oldest and well-recognized medical universities in Russia.

Counted among the leaders in the list of institutions for medical education in Russia, Lomonosov Moscow State University was started to spread higher medical education in Russia. Now, the University offers a range of medical programs, most popular of which is the General Medicine Program called MBBS. 

Presently, the University has about 47,000 students studying on its campus and an academic staff of about 5,000 members.

The scientific library of Lomonosov Moscow State University has a collection of about 10 million copies of books and medical periodicals and facilitates more than 57,000 readers to get the required study material for their medical studies and research activities. For research projects, students can work in scientific laboratories ad share their research in the form of articles in leading Russian and international medical journals and research papers.

To facilitate advanced research and international clinical training, Lomonosov Moscow State University has collaboration with more than 15 research institutes and clinics and more than six medical schools and universities. Besides, the University also operates a Medical Research and Education Center, where students are involved in medical research to solve real-life health issues and provide world-class industrial training. 

To keep its students up-to-date with academic updates and the latest research in the field of medical science, the University publishes its own newspaper as well. 

To encourage students to perform to their best abilities and explore their potential various inter-university competitions are organized on the campus where students get the opportunity to showcase their work and expertise to their peers and leading professions from the medical industry.

For personalized learning experience, the University maintains a low student-teacher ratio, which allows students and faculty members to develop an individual rapport with each other and discuss student matters in an open environment.

To facilitate clinical rotations of the students, the university has more than 24 clinical bases across the city and provides hands-on training under the guidance and supervision of expert healthcare professionals. Depending on their area of interest, students can choose their clinical discipline and get specialized training. To put an extra focus on the quality of education and training provided to medical aspirants, the University also formed the Educational and Training Commission.  

The University has preserved its rich history of more than 26 decades in its museums located on the campus which are kept open for visits by all students and visitors. One of the most visited museums is The Museum of Natural History which provides knowledge of earth sciences. 

Lomonosov Moscow State University is listed in the World Directory of Medical Schools (WDOMS) and certified by the Educational Commission for Foreign Medical Graduates (ECFMG), United States of America. Lomonosov Moscow State University is also approved by the Medical Council of Canada (MCC) and the Medical Council of India (MCI). The University offers a 6-Year Program for MBBS in Russia for local as well as international medical aspirants. Students in India, who have qualified NEET, can apply for direct admission to the MBBS Program of Lomonosov Moscow State University.

mbbs in russia

Lomonosov Moscow State University Lomonosov Ave., 27 Moscow, 119192 Russian Federation

mbbs in russia

Lomonosov Moscow State University offers a 6-Year MBBS Program in the Russian language. For international students, classes for initial years may be organized in English medium. 

The Program for MBBS in Russia is focused on building a strong academic base with a pragmatic approach to education and medical research. To provide hands-on clinical experience, the students studying MBBS in Russia are involved in clinical training from the second year of MBBS. While education in classrooms and laboratories helps the students develop academic skills and sound theoretical understanding, clinical training in University-affiliated hospitals help them apply their knowledge into practice.

mbbs in russia

To get admission to the MBBS Program of Lomonosov Moscow State University, you can apply online at Rus Education website.

Rus Education is duly authorized by the Russian Centre for Science and Culture (Cultural Department of The Embassy of the Russian Federation in India) to promote Russian Education among Indian Citizens. Rus Education is also an authorized associate of Lomonosov Moscow State University. We facilitate one-window admission to the MBBS Program of Lomonosov Moscow State University with no requirement of any donation or capitation and without any entrance examination.

mbbs in russia

The campus of Lomonosov Moscow State University offers excellent living and recreational facilities to help students live a comfortable, fulfilling, and fruitful student life. 

To provide students with safe and comfortable accommodation, the University maintains a fully-managed hostel facility with the help of its Dormitory Management Unit.

The University promotes a healthy lifestyle for all its students and members and has well-maintained sports sections where students can play football, volleyball, basketball, or any other sports of their choice. For sports competitions, students can join sports clubs including Mountaineering Club, Diving Club, Yacht Club. For girl students, the University also has separate sports facilities and teams including a Women Football Team.  

To involve students in extracurricular activities, the University organizes various cultural activities, concerts, excursion trips, and community and welfare programs. The purpose of these activities is to improve the personal and moral qualities of the students and to ensure their all-round development.

To help students capture precious memories from their campus life, the University has a dedicated students’ media center, which helps students with photo and video shootings as well as print media.

On the campus, the University encourages a culture of cooperation and support where students are taught to respect the culture and traditions of each other and maintain a respectful attitude towards fellow human beings.

To protect the rights and interest of the students and for better peer support, the University has also established a Student Council which offers moral support and help to solve all kinds of student problems.

Students are also allowed to organize extracurricular events in coordination with Student Committee and get full University support preferably for initiatives of social importance like medical outreach programs, blood donation drives, health awareness camps, etc. 

For a soothing break, Students can visit the centuries-old Botanical Garden of the University and calm down in the natural environment of the garden.

Students who love to travel and explore new places can join outdoor trips organized to visit nearby interesting places in Moscow, the biggest city in Russia. In Moscow, students can explore its cultural heritage, museums, historic buildings, the world-famous Alexander Garden, and much more. For traveling in Moscow, students don’t face any problems, thanks to its convenient and cheap transportation system, especially the Moscow Metro.

TOP MEDICAL UNIVERSITIES IN RUSSIA

mbbs in russia

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Orenburg State Medical University

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Mari State University

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Siberian State Medical University

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Restaurant-Yacht Chaika

Ratings and reviews, location and contact.

Pleasantly surprised, service is good so is the food. Great selection of Fusion food, a mixture of Italian, Japanese, European, Asian etc. A pleasantly nice dining experience, highly recommended, a must try!

Thank you for your feedback and invite you to have lunch or dinner again aboard the ship in an atmosphere of high standards of yacht hospitality.

everything was perfect - the food, the service, the desserts were the best, nice atmosphere and the location - magical

Best food, best view in Moscow. absolutely faultless from arrival to finish. Best risotto i had for many years absolutely perfectly cooked. The view on Ukrainian hotel and the white house by night is amazing

Had to wait for the food for 1.5 hours and then another 20 minutes for the check. Finally called for the manager and he offered... a 10% discount as a compensation. Simply pathetic! The food is mediocre at best. Not bad per se, but one... would expect something better considering the prices. There are many places to eat in area that are much better. Avoid this one at all costs. More

Hello, Alexander Your comment is extremely important for us, thank you a lot for it. We are terribly sorry for your time that you`ve spent waiting your order and we have already taken actions to improve quality of our service and it would be realy... More

Food is very expensive,very pretentious, doesn't worth that money. Portions are very small. We ordered ravioli and there were 4! Four raviolis! For almost 15 euros. Then we asked to bring us dessert menu but nothing, they didn't even bothered, so we payed and left... without dessert. Very poor service for that price. More

This is a very good restaurant. The food is really good, maybe the best in Moscow. The service is also good. The view from the restaurant is great. The prices are very high.

I often visit this restaurant and must say it’s one of the best in Moscow in terms of quality and service. Staff really try hard to make sure that you are happy and satisfied. Customer service is a huge problem in Moscow but Chaika sets... a great example for others in the industry! Food is delicious and the menu has lots of options for everyone! Atmosphere is great and view is beautiful on the embankment. Special thanks to German & Oleg! More

Thank you for your feedback! Again aboard the yacht restaurant "Chaika" in accordance with the high standards of yacht hospitality.

Highly recommended, great location in the city center of Moscow with a superb atmosphere. Too many menu choices, though all delicious!

yacht club insurance programs

Thx a lot for your review! We are looking forward to see you in our restaurants.

Visited this lovely restaurant with a friend of mine. It was relaxingly warm August evening - so the place on the river seemed like a good idea. We came quite early and the restaurant was not full. The hostesses kindly offered several places to sit... and we chose to sit on the sofas. We had some wine, which was good. We struggled a bit when deciding about the food as few options (scallops) were not available. Fish on ice on display did not look very fresh. To be honest it was an unusually hot August and it is probably understandable that some see food options were not available. However, we did manage to order something and sat waiting and looking onto the river. My long-legged friend struggled sitting at the low sofa and the manager noticed that, offering as a very good, proper table beside the open window. It was nice touch and I was very pleased by their polite observations and immediate reaction to solve the problem. Food was quite good and presentation was perfect. Perhaps I can something about the food, but 1 visit is not enough to criticize or make a definitive opinion. Overall, quality place, which of course, does not come cheap. I would recommend this restaurant without hesitation. More

Good afternoon! Thank you for your detailed feedback! We are looking forward to seeing you again, we are sure that you will be delighted with our dishes!

I've been here several times during two business trip in Moscow. The overall quality for both service and food is absolutely top-notch, plus the location is very unique.

Hello! Thank you for your feedback! We are looking forward to visiting again!

Located on a boat at Krasnopresenskaya River Bank this 5 Star Restaurant transforms into a party location due to multiple groups hosting events. Impressive wine selection, Asian and European kitchen...

yacht club insurance programs

Thx a lot! We are waiting for you!

It is a nice place to gather specially at the lounge The service and staff very good I like the river view The food is almost like all restaurants in Russia they serve different cuisine. Staring Russian appetizer till Asian dishes Presentation and taste amazing... I consider it overpriced little bit More

Good location. Nice views. Good choice of food and drinks. European and Asian menu. Nice service. Pricey enough.

Had a large group dinner here. Food was above average and service quite good. The real attraction is the view of Moscow from the river on a nice night. Great place for a larger group dinner. More

Hello, John We are really pleased by reading that you and your friends were satisfied by our service, client`s experience is the highest value for us. We will be happy to see you again, come and enjoy some new dishes from our chef and nice... More

The luxurious atmosphere of this place, the view and the location make it quite outstanding. We had dinner here with friends and the dishes were amazing, accompanied by a chilled bottle of Chablis, it really made me feel as if it was a part of... the classic Russian movie. More

RESTAURANT-YACHT CHAIKA, Moscow - Presnensky - Menu, Prices & Restaurant Reviews - Tripadvisor

  • Service: 4.5
  • Atmosphere: 4.5

Merrimac

What are Yacht Club Insurance Requirements?

March 14, 2023

There are plenty of yacht club insurance requirements that your clients must know about before proceeding. Given the wide variety of exposures on both land and sea, yacht owners need several different insurance policies to ensure the proper protection of their investment. In this article, we’ll delve into Yacht Club Insurance , its two principal sections, and how much it generally costs to purchase one. We’ll also cover the essential  Yacht Club Insurance Requirements  and provide insights on selecting the best program for your clients. 

What is Yacht Club Insurance?

Yacht Club Insurance covers many risks associated with owning and operating a yacht. It provides financial protection in case of accidents, damages, lawsuits, or other unexpected events on land or while out on the water. 

There are two principal sections to yacht insurance. The first is called hull insurance, and the second is protection and indemnity (P&I) insurance.

Hull insurance is a direct, all-risk damage coverage that includes an amount of hull insurance agreed upon when writing the policy. Therefore, there shall be a payment in full in the event of a total loss. Aside from total loss coverage, there can also be replacement coverage for partial losses. However, batteries, canvases, sails, outboards, and sometimes outdrive motors are excluded and subject to depreciation.

On the other hand, protection and indemnity (P&I) insurance provides broad liability coverage that includes coverage for any judgments against your clients’ business and Jones Act coverage for crews and longshore and harbor worker coverage, where losses could run into six figures. 

Generally, yacht policies do not cover wear and tear, marine life, gradual deterioration, manufacturer defects, scratching, marring, denting, animal damage, ice and freezing, osmosis, blistering, electrolysis, and defects in design.

What is the Cost of Yacht Club Insurance?

The cost of yacht insurance depends on several factors, including: 

  • Value of the vessel
  • Power and speed
  • Overall condition
  • Customization
  • Purpose of the vessel
  • Location of use

Though generally, yacht insurance can cost only between 1% and 5% percent of the yacht’s value. For instance, if your client has a vessel worth $200,000, they may have to spend $5,000 annually to insure it. The more valuable the yacht is, the more expensive the insurance cost would be. 

What are the Yacht Club Insurance Requirements?

While yacht insurance is not a legal necessity (except in states like Utah, Arkansas, and Hawaii), coverage is necessary and will provide valuable protection in case of a disaster.

If your client is not yet a yacht owner but is planning to purchase one, a bank may require them to provide proof of insurance that can cover the full value of the yacht. They may also require listing the bank as a lienholder so that it will be a co-payee in case of loss payment. Additionally, some marinas require the yacht itself to come as an “additional interest” or “additional insured” on the policy. As an insurance agent, you must guide your clients through these requirements to ensure they have the appropriate coverage in place.

About Merrimac Marine Insurance

At Merrimac Marine , we are dedicated to providing insurance for the marine industry to protect your clients’ business and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998.

IMAGES

  1. Yacht Club Insurance

    yacht club insurance programs

  2. Yacht Insurance Guide

    yacht club insurance programs

  3. What are Yacht Club Insurance Requirements?

    yacht club insurance programs

  4. Best Yacht Insurance

    yacht club insurance programs

  5. Yacht Insurance Guide

    yacht club insurance programs

  6. Yacht Insurance [Complete Guide]

    yacht club insurance programs

COMMENTS

  1. Yacht Club Insurance

    Insurance Solutions for Yacht Clubs. Merrimac can design a marine insurance program to protect not only the yacht club or organization, but also its board members, flag officers, volunteers, club members, and employees. Our program enables yacht clubs to manage their risks while they hold regattas, borrow boats, teach sailing, provide boat ...

  2. Marina & Yacht Club Insurance

    Providing Comprehensive Marina & Yacht Club Insurance. Mariners Insurance offers broad and flexible insurance programs developed to meet the unique needs of marina and yacht clubs. We work with a network of top-tier insurers to deliver competitively priced, end-to-end insurance solutions to protect your investment.

  3. Marine Facilities Insurance

    Marine Facilities insurance must not only protect against risks that occur in water, but also on land. Chubb's Marine Facilities team offers these recommendations to help marina/yacht club owners, boat dealers, and boatbuilders navigate those risks effectively. Flexible, comprehensive facilities insurance solutions for marina operators, boat ...

  4. Yacht Club Insurance

    Below is a list of yacht club insurance coverages typically available under this package: *Yacht Club general liability that automatically includes Club members, volunteers and directors and officers as insured's. The club's liability for sailing regattas, sailboat races and boating instructional programs is also included.

  5. Marine & Yacht

    Gowrie Burgee Insurance Program for Yacht Clubs & Sailing Organizations. Yacht Clubs and Sailing Organizations are complex, multifaceted entities. Your sailing organization and its leaders, employees, members, and guests face broad and varied risks, on and off the water, during the day, and during the night. You need a marine insurance partner ...

  6. Yacht Club Party Risks and Insurance Solutions

    About Merrimac Marine Insurance. At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients' businesses and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998. Yacht club insurance provides essential coverage against potential risks ...

  7. Hull And Equipment Coverage and Yacht Club Insurance

    At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients' businesses and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998. Yacht enthusiasts often seek the reassurance of hull and equipment insurance, especially within the framework ...

  8. The Benefits of Joining a Yacht Club

    Here's a few other reasons to join a boating club: Access to cruises and other organized activities. Access to junior programs for kids, including things at a free or reduced cost. Ability to get a boat slip on the premises or dry storage. Ability to race under a U.S. Sailing-sanctioned burgee; meaning, you get to race for a club and you get ...

  9. Yacht Club Insurance

    Burgee Program is an all-encompassing yacht club insurance policy designed to cover every imaginable risk a club might encounter on land and sea. Spearheaded by Gowrie Group's marine experts and underwritten by leading A-rated carriers, its purpose is not only to protect the club itself, but also board members, flag officers, volunteers ...

  10. Marine & Yacht

    Insurance Solutions forUS Sailing Members. The Burgee Program - Club & Organization Insurance: The only comprehensive insurance program developed to meet the distinctive needs of yacht clubs, community programs, and sailing organizations. US Sailing members eligible for a 10% discount on the marine components of the program.

  11. Marine Insurance

    Merrimac Marine:Our Marina Insurance Program. Merrimac Marine is an industry leader in securing comprehensive insurance packages for marine-related facilities, docks, and yacht clubs. We offer package solutions that include coordinated marine and non-marine coverages to provide comprehensive insurance coverage protection for the full scope of ...

  12. Yacht Insurance

    Yacht Insurance. Protect your superior watercraft with superior protection from Chubb. Chubb has been a leading provider of yacht insurance for over 100 years, offering some of the most comprehensive policies available for private, pleasure watercrafts. Being on the water is an experience of peace, calm, and new adventures on the horizon.

  13. How Yacht Club Insurance Can Help Mitigate Risk

    From organized cruises to regattas to educational programs, your yacht club provides a valuable social community and is part of a long and storied tradition. Like sailing, however, running a yacht club also comes with risks. Our insurance packages can help your organization safely navigate those risks. Helpful Risk-Reduction Tips for Yacht Harbours

  14. Marine & Yacht

    One-Design Insurance Program Highlights. Endorsed by US Sailing, members eligible for a 10% discount. Annual 12-month policy. Racing is covered. Coverage options available for North American or Worldwide navigation. Third-party liability options of $300k, $500k or $1million available in North America, and up to $2million for Worldwide navigation.

  15. Yacht Club Insurance & Coverage

    From the secure storage of your members' personal data to the safe running of events such as races or sailing days, we will assess your level of risk and build a bespoke yacht club insurance program that takes good care of your club. We provide: Expert advice and specialist knowledge of yacht clubs and their liability.

  16. Moscow Yacht Show

    Moscow Yacht Show (MYS) is the annual summer exposition of yachts, boats and motor vehicles produced for outdoor activities. Arranged by Motor Boat & Yachting Russia magazine and the Royal Yacht Club it takes place in one of the most beautiful marinas of Moscow. There will be yachts up to 25 m on display including such well-known brands as ...

  17. Yacht Club Insurance Programs for Your Clients to Choose

    About Merrimac Marine Insurance. At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients' business and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998.

  18. Commercial Marine Insurance

    Providing Comprehensive Marina & Yacht Club Insurance Mariners Insurance offers broad and flexible insurance programs developed to meet the unique needs of marina and yacht clubs. We work with a network of top-tier insurers to deliver competitively priced, end-to-end insurance solutions to protect your investment.

  19. Night Life

    We would like to offer you an exclusive program: A Night Tour of the best clubs of Moscow. Taking into account all your wishes and ideas we will make a personal route and reserve a VIP-lounge or VIP-table in the best clubs of Moscow (for example it can be the most prestigious night clubs or gentlemen's clubs or strip clubs). ... From club to ...

  20. Lomonosov Moscow State University

    The University offers a 6-Year Program for MBBS in Russia for local as well as international medical aspirants. Students in India, who have qualified NEET, can apply for direct admission to the MBBS Program of Lomonosov Moscow State University. Lomonosov Moscow State University. Lomonosov Ave., 27 Moscow, 119192.

  21. Navigating Common Claims in Yacht Club Insurance

    Understanding Yacht Club Insurance. As the name implies, a yacht club insurance program is a specialized boat coverage designed specifically for yacht clubs and their members. From protecting the club's valuable assets to providing coverage for the personal vessels of esteemed members, yacht club insurance has your clients' backs.

  22. RESTAURANT-YACHT CHAIKA, Moscow

    Restaurant-Yacht Chaika. Claimed. Review. Save. Share. 185 reviews #547 of 10,697 Restaurants in Moscow $$$$ Italian Seafood Mediterranean. Krasnopresnenskaya Emb., 12A Berth International Exhibition, Moscow 123610 Russia +7 495 777-87-88 Website Menu. Closed now : See all hours.

  23. What are Yacht Club Insurance Requirements?

    At Merrimac Marine, we are dedicated to providing insurance for the marine industry to protect your clients' business and assets. For more information about our products and programs, contact our specialists today at (800) 681-1998. There are plenty of yacht club insurance requirements that your clients must know about before proceeding.